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Fintech

Fintech discussions and conversations around the development of fintech.

Nick Green

Nick Green Director at Purple Patch Broking Ltd

Fintech hot topic: A review of the EU consumer credit directive and impact on BNPL

Today, consumers can easily apply for credit online through innovative credit solutions like buy now pay later (BNPL). But consumers need to know what they are signing up for and how much they eventually have to repay. This is what’s sparked regulatory reviews. To bring more clarity to consumer credit, the Council and European Parliament have re...

/regulation /retail

Sean Salloux

Sean Salloux CEO at Sentinel Digital

How Digital Technology is Transforming Industries

The digital revolution is showing no signs of slowing. Today, more and more industries, including real estate, music, healthcare, banking, and even gold and silver are adopting digitization to meet user needs. In modern society, the transition to a fully-digital world is well underway. In the next year, it’s forecasted that 93 percent of people wi...

/payments /crypto

Mukund Rao

Mukund Rao Co-founder at muvin

Pocket money apps for teens in 2023...Understanding what’s in store in the new year

The year 2022 saw digitization cementing its roots further, which in turn continued to transform its financial industry and saw new-age banking emerging. The velocity of digital banking and contactless payments in the country ensued a subsequent shift towards wallets, contactless cards, digital payment apps and varied other financial products. ...

/predictions

Nick Green

Nick Green Director at Purple Patch Broking Ltd

What does the FCA credit information interim report mean for fintechs?

The FCA wants to see a higher quality of credit information and is taking steps to improve the sector. In light of this, the FCA recently published the long-awaited interim findings from its credit information market study. But is the report addressing the key challenges originally identified? What’s fallen through the cracks so far? And is the fu...

/regulation /retail

James Monaghan

James Monaghan Senior Director at Pegasystems Inc.

The Software Implementation Journey of a thousand miles begins with phase zero

Congratulations. You have decided to implement some software and want it to be successful. Will it be Agile or Waterfall or Lean or Scrum or something else entirely. While a successful project implementation has its own requirements for running it, there are numerous things one should consider before kick off. Has the Target Operating Model been a...

James Monaghan

James Monaghan Senior Director at Pegasystems Inc.

The Eternal Question of whether to buy or to build your software

Congratulations. You have a problem, a project, a budget and a deadline. Instead of throwing bodies at it, software is the solution but now you need to decide to build or to buy, that is the question. Or is it? I’m not so sure it’s a clear cut decision anymore. Build used to refer to hiring in house programmers to code whatever system was necessar...

Sean Salloux

Sean Salloux CEO at Sentinel Digital

Digital Asset Winter Forecast 2022-2023

Recent industry activity and the key indicators behind digital asset adoption rates for 2023. Digital assets are more prevalent and accessible than ever before, but, right now, the industry is locked within a state of winter, particularly following the collapse of FTX and Alameda. While a period of sustained lower costs may be of concern to some, ...

/payments /crypto

Galit Shani-Michel

Galit Shani-Michel VP Payments at Forter

Crossing the Data Delta: How to Work with your PSP on your PSD2 Strategy

The PSD2 regulation came into force in the UK on 14 March 2022, a full two years after it was implemented in France, Germany, Spain and Italy. Central to the directive is the requirement for merchants to conduct Strong Customer Authentication (SCA) unless an exemption or exclusion can be granted. However, although this, in theory, means less fraud...

/payments /regulation

Maksym Popov

Maksym Popov COO at 42flows.tech

Why do neobanks need e-sim?

What Is an eSIM? An eSIM is a technology that came to the market back in 2018 allowing to replace a physical SIM card in your phone with a digital one. Such change brings a number of benefits: New number can be purchased on the go, which is useful for people traveling and for those who are too lazy to visit a physical store eSIM enables multiple

Vlad Goga

Vlad Goga Senior Consultant at Be Shaping the Future

Start-up funding: the key role of the finance department

A start-up’s journey can be a rocky one, made more complicated by the various rounds of external funding that are necessary for growth. Start-ups seek this funding from external investors to be able to fund their growth journey and it’s typically raised through a series of investment rounds from friends, family and business angels at the beginning...

/people /startups

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