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Digital Banking Trends

Digital Banking trends and Industry Intelligence for Bankers, Fintechs, and Solutions Providers

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Do not fall in love with the solution..

Fall in love with the problem. For example: 1. Too low productivity In a global open economy it is obvious that innovations for better productivity (which also mean better service) are needed. The data driven networked economy is opening up new opportunities on an expontial scale. PSD2 has been showing the direction for all sectors. By standardi...

/ai

Retired Member

Retired Member 

Taking the Pulse of Mobile Banking in the U.S.

The Federal Reserve Bank of Boston has released an overview of mobile banking and mobile payment adoption; and since it’s a government report it has the snappy title of “Mobile Banking and Payment Practices of US Financial Institutions: 2016 Mobile Financial Services Survey Results from FI in Seven Federal Reserve Districts”. While it may lack a ...

/retail

Shailendra Malik

Shailendra Malik SVP - Tech Delivery (Enterprise Search) at DBS Bank

How Lifestyle Apps help Banks

In my last post I explained the potential of Banks investing their effort to build Lifestyle Apps and create an ecosystem that helps everyone. The question remains, will people move away from generic lifestyle apps and adopt the ones created by the banks? Please note I will be specific to Singapore market in some contextual examples. What new red...

/retail

Retired Member

Retired Member 

AI Powered Chatbots: Reality vs Expectations

There is a lot of excitement surrounding chatbots, about how they can revolutionize the way banks and financial institutions serve their clientele. Some fintech bloggers are making predictions about widespread use of chatbots in the fintech industry for the coming year. However, as it is usual with evolving tech, the capabilities of an AI powered ...

/ai

Retired Member

Retired Member 

Six trends in retail banking to watch out for in the coming year

With an eventful year for fintech behind us, it is now time for crystal ball gazing for 2018. At this time last year, I predicted that in 2017 blockchain applications will start to trickle down to retail banks, cloud services become the new normal, and we’ll see new authentication technologies, the Internet of Things (IoT) and the ‘Facebook effect...

/regulation

Jonathan Westley

Jonathan Westley Chief Data Officer, Experian UK & EMEA at Experian

Developing digital mortgages with customers in mind

Today’s customer expects to be able to access the products and services they want with the push of a button. This includes a wide range of financial products available on digital platforms. Research shows that millennials in particular are increasingly trusting when it comes to technology. Even when it comes to mortgages they are driving digitalisa...

/inclusion

Retired Member

Retired Member 

Open Banking and the Value Exchange

This week, we will begin to experience a new way of accessing goods and services as Open Banking starts to take effect – and some of the largest banks in the UK are gearing up to present these new benefits to their customers. The emergence of Open Bank APIs into the UK is a landmark event. For customers, for us as individuals, it will provide bet...

/retail

Steve Cook

Steve Cook Digital Identity & Biometrics Consultant

Biometrics and the Window of Opportunity

2018 will be all about Digital Identity. I am sure everyone is aware that the revised EU Payment Services Directive (known as PSD2) comes into force later on this week. Within the new PSD2 regulations, there is Strong Customer Authentication (SCA) and Common and Secure Communication (CSC), regarding all electronic payments, under Article 98 of th...

/payments

David Donovan

David Donovan Executive Vice President at Publicis.Sapient

Banking as a Platform of Trust

Why it’s key to customer centricity and staying relevant in the digital age We are in an age of currencies going digital, fintechs receiving major funding rounds, large non-bank platforms such as Amazon building financial services such as payments, lending services at a record pace, and capital market businesses continuing their slow down. While t...

/retail

Freddie McMahon

Freddie McMahon Director Strategy and Innovation at DF2020 Ltd

STATE OF THE CHATBOTS MARKET: OVER-HYPED AND UNDER-HYPED AT THE SAME TIME

The Chatbot market has reached an unbelievable state. It is both over-hyped and under-hyped at the same time. There is no doubt that conversation-as-a-service will become the primary means for humans and machines to interact. The changes will eventually be profound impacting everything. As with any monumental change, the early days are wild as ...

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