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Digital Banking trends and Industry Intelligence for Bankers, Fintechs, and Solutions Providers
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Andrew Beatty Head of Wealth, Retirement & International at FIS
We have reached a critical juncture in the banking industry. Welcome to the new frontier. Consumers now perceive the benefits of open banking outweigh the risks, and as a result collaboration between fintechs and incumbent banks is becoming increasingly more important to drive the experiences consumers expect from their primary financial institutio...
19 July 2019
First, we'll cut to the chase. Here are my top four tips on maximizing fintech collaborations. 1. Build a company culture and choose partnerships where the involved parties (banks and fintechs) value each other, and are eager to work through any differences to impact beneficial change. 2. Ensure all customer and business needs are met via the colla...
27 June 2019
Barrie Wilkinson
Liberated by Libra - A virtual history It’s the year 2030, ten years after the controversial launch of social media currency Libra. Few people could have anticipated at the time what a central role the new currency would play in world events over that decade. What’s in a name? In the build-up to the launch people were not sure what to call this new...
25 June 2019
. . . that is the question for digital challenger banks. If you look at the revenue breakdown of a traditional retail or commercial bank, 80%+ of the revenue comes from the net interest margin (NIM) on loans and deposits. And in Europe with the NIM on deposits being close to zero, this means that the vast majority of revenue comes from lendi
24 June 2019
Purely digital expertise is too easy to clone and almost impossible to maintain as a source of competitive advantage. Today’s post argues that banks will need to combine their physical and digital capabilities to create a sustainable advantage and a re-invention of the bank branch is the right place to start. My basic idea is to have banks make al...
12 June 2019
Retired Member
The Customer Communications Management (CCM) industry has been around for some time especially in Financial Services. Born out of a need for companies to be able to produce compliant, yet highly personalized communications, enterprises invested in platforms that allowed them to produce mission-critical business and customer communications at MASSI...
17 May 2019
Pankaj Upadhyaya Vice President - Data Science, BI & Analytics at Maveric Systems
Globally, banking M&A market is showing signs of improvement with 41 percent of companies intending to pursue acquisitions. The value of M&A deals in the Middle East region jumped to $33.7 billion last year, the highest level since 2007 as per Bloomberg research. While in the European market, M&As have stagnated with changing regulator...
14 May 2019 /regulation
Commercial Banking is a highly profitable customer segment for global and large regional banks, and a key growth strategy for community and smaller regional banks. New challenger banks are also turning up the heat on traditional brick and mortar banks, as they are starting to attract business customers to their digital only banks. As a financial p...
09 May 2019
Corporate Treasurers face the same opportunities and challenges as other executives. They're in a position to make a direct impact to their company's profitability, especially with their role gaining prominence after the financial crisis. Along with increased responsibilities, Corporate Treasurers struggle with the challenges of scarce human resou...
07 May 2019 /payments
Harnessing the power and potential of AI in regulatory compliance for financial services can give banks a competitive advantage in today's data-centric world. Let's see some practical examples. Here are three primary and practical ways that Artificial Intelligence use cases can be applied to best capitalize on the value, power, and potential of nex...
30 April 2019 /ai /regulation
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