Financial Inclusion

The financial services industry has much to contribute to the UN and World Bank goal of full financial inclusion by 2020. This group will focus on industry contributions, ideas, barriers and enablers.

Vinod Sharma CTO - FinTech Domain at Econet Wireless Zimbabwe

FinClusion to Balance Gender Gap

Abstract – Focus around financial inclusion or in my language “Finclusion”. In a recent study it was discovered half of the world’s population, lag behind in access and usage of financial products and services. While significant advances in financial inclusion for both men and women occurred between 2011 and 2014, the gender gap still persists at ...

29 November 2016 /inclusion

Graham Seel Principal Consultant at BankTech Consulting

Blockchain For Financial Inclusion

Like any new technology, blockchain is morally neutral. It can be used to decrease costs and inflate bank profits. It can be used to expand the reach of financial services to the world’s poorest people. It was refreshing to listen to today’s BrightTalks webinar “Blockchain: a Power for Good?” The session was moderated by Fintech consultant Diana

26 May 2016 /inclusion

Graham Seel Principal Consultant at BankTech Consulting

Fintech Can Solve Basic Liquidity Problems for the Poor

A simple concept, well executed. That is Active Hours, a Fintech solution that pays employees who live paycheck to paycheck as soon as they have earned their pay, rather than two weeks later. The Active Hours story says a lot about how Fintech has started to impact basic financial needs of those with not much to spare. I had the privilege to parti...

21 March 2016 /inclusion

Vinod Sharma CTO - FinTech Domain at Econet Wireless Zimbabwe

Financial inclusion -:Finclusion:- Need or Opportunity

Abstract – Financial inclusion in a simple language can be defined as “Ensuring access to basic banking services (Provided by any bank’s banking services or MNO’s mobile money services)”. The subject of Financial Inclusion is so huge that it can take billions of pages to get defined and picturise but still would not be enough. Idea for this post i...

06 March 2016 /inclusion

Vinod Sharma CTO - FinTech Domain at Econet Wireless Zimbabwe

FinTech - A True Fairytale

Abstract -: Idea for this post to find out from all of you through comment on the subject what are the views on FinTech park. What sort of story they make or write, what benefits and new services the baby from IoT & FinTech will bring on table for consumers, businesses and entities like banks, MNO and financial services institutions. If you ar...

26 January 2016 /payments

Vinod Sharma CTO - FinTech Domain at Econet Wireless Zimbabwe

Mobile Money - Subscribers -Thoughts and Experience

Abstract: This article focuses on how & what mobile money subscriber thinks and experience in their life span of mobile money journey. Lot has been said on how to design, what to design, how to price, what all services to give (From service provider mind set). What customer wants, how customer wants, what customer understand and sets depiction...

23 January 2016 /inclusion

Retired Member 

Four ways fintech can change the world for good

A whopping two billion people don't have access to any formal financial service. To put that in perspective, that’s twice the number of people who don’t have cell phones. Fintech represents a huge opportunity to level the playing field and help extend economic opportunity to all. Here are four ways that fintech can change the world for the better:...

18 December 2015 /inclusion

Retired Member 

Future of Micro Lending

Why do you need an alternative? Current model is unable to serve a large base of potential consumers Existing model is costly and unaffordable In case of lending (specifically small value lending) the manner in which it is done, has not seen change for a very long period of time possibly since inception. Till a few years back and in 99 % of curre...

22 October 2015 /inclusion

Retired Member 

Model of a Payments Bank and Opportunities it presents

Prashant a friend (Working as a branch manager @ Pvt Sector bank) from Bhopal called up few days back and had a straight question “What are the opportunities for a banker in Payments Bank?” Below mentioned is the part 1 of that conversation, the objective is also to present authors understanding of what kind of business model a payments bank can ex...

23 September 2015 /payments /inclusion

Graham Seel Principal Consultant at BankTech Consulting

Enabling Women’s Savings

Is a move toward digital savings a better answer to the financial needs of poor women than continuing to roll out robust savings associations? An excellent paper just published by Women’s World Banking pleads for more active consideration of gender in the design of digital savings products. The paper, “Digital Savings: the Key to Women’s Financia...

03 September 2015 /inclusion