Financial Inclusion

The financial services industry has much to contribute to the UN and World Bank goal of full financial inclusion by 2020. This group will focus on industry contributions, ideas, barriers and enablers.

Graham Seel Principal Consultant at BankTech Consulting

Financial Inclusion Will Require Simplicity

Can we reach full financial inclusion in 5 years? Given the World Bank FI2020 goals, apparently our world leaders think the answer is yes. But those of us working in the commercial banking segment see all sorts of barriers to financial viability. Just what would it take? A set of financial products that actually meet the needs of the poor and ver...

06 May 2015

Graham Seel Principal Consultant at BankTech Consulting

Financial Services for the Very Poor - Demand Must Drive Supply

With the current huge focus on Financial Inclusion at the global level and in an increasing number of governments, as well as rapid developments in technology, opportunities to provide financial services to the world’s poorest people abound. In many countries, access to bank accounts has increased rapidly. However, usage of these accounts has gene...

28 April 2015 /retail

Graham Seel Principal Consultant at BankTech Consulting

Balancing Risk and Access in Financial Inclusion

or Spare a Thought for the Poor Can’t-Win Regulators. Regulators are about as popular among Financial Inclusion enthusiasts as a football (soccer) referee. Referees get credit for slowing the pace of the game, blinking and missing a bad tackle, misjudging offside (after all we have a much better view, don’t we?), and being out-and-out spoilsports....

23 April 2015 /regulation