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Fintech innovation and startups

Disruption, destruction, harmony and creation; Fintech’s new frontier – a place to discuss the cutting edge of innovation.

Katherine Chan

Katherine Chan CEO at Juice

What Founders Should Expect from Lenders in 2025

Some lenders are quietly becoming obsolete. In 2025, founders no longer tolerate 6-week approval timelines, rigid credit models, or hidden fees buried in legalese. The pace of business has changed, and the lenders who don’t keep up risk being left behind. This shift isn’t just anecdotal, it’s playing out in the numbers. UK SME lending volumes have...

/startups /inclusion

Ekaterina Andreeva

Ekaterina Andreeva Software Engineer at Kriya Finance Limited

Combatting Rising Fraud in the B2B Sector. How Fintech Solutions Can Help.

Taking Serious Fraud Seriously According to The Global Fraud Report 2024, almost every 10th order of goods or services is fraudulent. 3.3% of all orders accepted by merchants were fraudulent. While 5.8% of all orders were rejected due to suspicion of fraud. According to the merchants who participated in the survey, the main reason for such a hig...

/startups /crime

Katherine Chan

Katherine Chan CEO at Juice

From Survival to Scale – How Fintech is Transforming SME Growth Post-Crisis

For SMEs, access to capital has never been a simple issue, but given the current economic climate, the state is even worse. Lenders are still risk-averse, macro economics are uncertain and inflation is raising operating costs. While many companies struggled to survive the post-pandemic era, now the question comes: how do they scale? Having worked...

/startups /inclusion

Joris Lochy

Joris Lochy Product Manager at Intix | Co-founder at Capilever

The Path to Exit of a Fintech - Maximizing Value for Founders and Investors

As a founder launching a Fintech startup, it’s unlikely you’ll build it into a multi-generational family business. Most tech startups rely heavily on external investor funding, where investors, without emotional ties to the company, typically plan for an eventual exit aligned with their investment timeline. This reliance on external capital often

/startups

Retired Member

Retired Member 

How Open Banking, Accounts APIs, and BaaS APIs Are Reshaping Payments

In today’s fast-changing fintech world, APIs (Application Programming Interfaces) are at the core of innovation. They enable businesses to create efficient, personalized financial solutions by connecting platforms, automating processes, and driving collaboration. This guide explores three key types of APIs—Open Banking, Accounts APIs, and BaaS

Retired Member

Retired Member 

Improve Your Performance in Nerub'ar Palace with Heroic Boost

Excerpt of Improve Your Performance in Nerub'ar Palace with Heroic Boost Boosting your performance in Nerub'ar Palace on Heroic mode requires strategic gameplay and leveraging Heroic Boost features effectively. These boosts not only enhance your stats but also improve your survival chances in high-stakes battles. Whether you're tackling waves of e...

/startups

Kathiravan Rajendran

Kathiravan Rajendran Associate Director of Marketing Operations at Macro Global

BRICS Bridge: Disrupting the Status Quo or a Bridge Too Far?

The BRICS Bridge initiative announced by the BRICS nations has sparked both excitement and scepticism. The BRICS Bridge holds the potential to revolutionize cross-border payments for emerging economies. While the full potential of the BRICS Bridge is yet to be realized, its implementation could have far-reaching implications: Reduced Transaction C...

/payments /predictions

Retired Member

Retired Member 

Invoice Finance vs. Factoring: Key Differences and Benefits

Excerpt of Invoice Finance vs. Factoring: Key Differences and Benefits Invoice finance and factoring are financial solutions designed to improve cash flow by leveraging outstanding invoices. However, they differ in terms of operational approach and the level of control retained by the business. Both methods are widely used by companies looking to ...

/wealth

Retired Member

Retired Member 

Key Trends and Opportunities in Digital Asset Trading

Excerpt of The Future of Digital Asset Trading: Trends and Opportunities for Investors Digital asset trading is evolving rapidly, driven by technological innovation and market demand. Investors are witnessing groundbreaking trends in blockchain applications, tokenized assets, and decentralized finance (DeFi), offering a wealth of opportunities. As...

/wealth

Roman Eloshvili

Roman Eloshvili Founder and CEO at XData Group

How Fintech Can Be Harnessed to Help Startups Grow

When people think of fintech, the first connection they make is usually with big banks and financial institutions. But we should keep in mind that fintech is much more than that — it’s a blanket term that covers a wide range of services offered by technology companies that focus on finance. Beyond just traditional banking, fintech has become a b...

/startups /predictions

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