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Innovation in Financial Services

A discussion of trends in innovation management within financial institutions, and the key processes, technology and cultural shifts driving innovation.

Retired Member

Retired Member 

The impact of cybercrime on e-invoicing: five highlights

The EU is a key target for cybercrime because of its advanced Internet infrastructure, rates of adoption and increasingly Internet-mediated economies and payment systems. A few weeks ago Europol, EU’s defence against the dark arts, released their rapport (or iOCTA as they call it) on cybercrime. Underneath or some highlights from this illusive rapp...

Nick Ogden

Nick Ogden Chairman at Ogden Research

Finovate so far: the big themes in banking

Some of the best minds in business are gathered at the London Business Design Centre today to witness cutting-edge financial and banking technology innovations at Finovate 2011. Chris Skinner kicked off the show by talking about what he sees as the top themes in innovation and the things he believes are having the biggest impact on banking. First ...

/security /payments

Retired Member

Retired Member 

Green, the Colour of Future Banking

This piece is especially for those who believe that sustainability looks good in a mission statement but not on a balance sheet. CFS, U.K., which claims to be the world’s most sustainable bank, turned out stellar results in the first half of 2010, when others were still overcoming the crisis blues. Is sustainability sustainable? Let me answer that...

/sibos /retail

Brett King

Brett King CEO & Founder at Moven

Starbucks Mobile App - Payments reinvented

On Wednesday 26th of January 2011, Michael Degnan (of SapientNitro and Engagement Banking fame) and myself headed down to the Starbucks at One Penn Plaza in New York City with the objective of recording our experience of processing a mobile payment using the Starbucks App for the iPhone. The App links your phone to your pre-paid Starbucks card to ...

/payments

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Look at what it adds up to

I had a meeting recently where an analysis was presented that a small enterprise could save 12 working days a year in the area of automating administrative processes (based on migration to e-invoicing). One participant said that this is not of any use as the SME cannot get rid of a part of a person. I protested - rather vehemently for the followin...

/payments

Retired Member

Retired Member 

A feint towards iPhone in the enterprise

Deutsche Bank trial iPhone usage. It’s an interesting commentary but I think the highlight of the story is missing from this article. As per many organisations running trials with the type of software supplied by Good technology, this is aimed at supplying a secure route to corporate information (email, intranet etc) in a sand-boxed App on devi

Retired Member

Retired Member 

If FaceBook can invent its own money--Why can't you?

The idea of a virtual marketplace is no longer new--companies like Second Life have already proven the viability of creating money out of nothing. Last year, Second Life's user-to-user transactions topped $567 million in real U.S. currency and their users, known as residents, cashed out $55 million in real Second Life earnings. That's a whole lot...

/payments

Retired Member

Retired Member 

Why the lip service to innovation?

I am seeking an answer to a question that’s been bothering me – why does banks’ interest in innovation not translate into intent that is as strong as the interest itself? The latest in a series of our studies on innovation shows near unanimous agreement on the importance of innovation among banks across the globe. Nearly 80% of 72 West European ba...

/sibos /retail

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Look into this Treasure Chest

We have been working some time on opening the lid to a true European Treasure Chest. The lid is migration to structured business messages – and the key – e-invoicing - is held by every enterprise and consumer (or rather human user in employee and private role). As often happens in innovation processes the real value of what can be achieved opens...

/payments

Retired Member

Retired Member 

Are investment banks trailing behind the tablet bandwagon?

From commuters reading their morning papers on their iPads to the latest devices being displayed at the recent Consumer Electronics Show in Las Vegas, tablet computers are certainly hard to miss at the moment. While businesses are keen to keep up with technological developments, the Enterprise Tablet Market is still finding its feet. However, it...

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