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Innovation in Financial Services

A discussion of trends in innovation management within financial institutions, and the key processes, technology and cultural shifts driving innovation.

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Online banking is not ready

Online banking is not ready as long as users: - users have to type in loads of reference numbers, dates, amounts etc when paying bills - do not get mobile notifications when needed for too low or too high balances, transactions effected, invoices received etc - cannot approve proposals with mobile press “a” for affecting proposal (invoice payment, ...

/payments

Brett King

Brett King CEO & Founder at Moven

Mobile Payments Palooza

Square POS and Cardcase, ClearXchange (BofA, Chase and Wells), Visa NFC trials, Google NFC trials - wow! Mobile Payments just arrived big time this week in the US particularly. So what does it all mean? Inevitability is biting Clearly there's a bunch of very smart people that have all come to the same conclusion over the last months. Mobile Payment...

/payments

Retired Member

Retired Member 

Is common sense a thing of the past now?

What has the world come to when an employer seeks to force employees to ‘shop' their friends' and family's negative feedback? Draconian and Victorian management just cannot work in such an open and transparent world. Management of organisations must realise that it is up to them to monitor and react to both positive and negative feedback in our ...

/retail /wholesale

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

My name is Guy. Same Guy.

My name is Guy. Mr Same Guy. I show up in as a so called private customer off hours, then during working hours as a corporate customer, as a citizen in public sector services and often also as a member of associations, clubs etc. My point is that there are no corporate customers, no private customers, no citizens etc - only human customers or users...

/payments

Brett King

Brett King CEO & Founder at Moven

Resistance is futile - the end of banking as we know it...

My pals at BankSimple soft launched their debit cards internally for their staff this week, which is big news because it signifies the acceleration of the big shift in the BANK 2.0 landscape. Interestingly, though, this launch wasn't easy, as the team at BankSimple articulated on their blog post of today. The last many months have taught us great...

James Campbell

James Campbell Director at Finch & Bamford

Square: is it a viable business?

No, not yet, but this might be about to change. Jack Dorsey recently made a photo post of an internal Square dashboard to celebrate their achievement of a Daily GPV (Gross Payment Value) of $2 million. A significant milestone as they are at the forefront of mobile payment and merchant card acceptance innovations. This photo so intrigued me that I ...

/payments

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Real time Economy on Facebook

https://www.facebook.com/pages/Real-Time-Economy-Program/128016310610648?sk=wall

/payments

John Clarke

John Clarke Head of Product Innovation at WorldNet TPS

Multi-Channel Commerce. Do I need to support it?

Increase in online sales channels The number of online sales channels is increasing. A couple of years ago, being online meant having a web site, but the last two years have seen the development of at least two significant new channels – the mobile channel, and the social channel. Currently there are four accepted “pillars of online commerce” – t...

/payments

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

IT Life cycles - part 2 video

http://streams.metropolia.fi/old/MultimediaTech2010/bo_harald_2/ all the way to e-invoicing..

/payments

Brett King

Brett King CEO & Founder at Moven

Why Apple must launch NFC in the iPhone 5

On 14th of March 2011, The Independent newspaper from the UK published an article suggesting that the iPhone 5 would not include Near-Field Communication (NFC) capability. A few days later on the 17 March, Forbes rebutted the Guardian’s article quoting a source that said NFC was a sure thing. Who’s right, and will Apple delay their NFC launch t

/payments

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