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A discussion of trends in innovation management within financial institutions, and the key processes, technology and cultural shifts driving innovation.
Leg number 1 is the VAT directive for equal treatment and other unification. No demands can be put on electronic invoices by tax authorities that is not put on paper invoices. Leg number 2 is the ISO ...
E-invoicing is by all measures far more important than SEPA (a claim I have been making since the first SEPA-discussions). Far more important for: - productivity in EU enterprises - cost savings in th...
On the way back from a big and very successful EU-conference on e-Invoicing in Madrid. What did become clear – again - was that migration to e-invoicing will not happen without large scale collaborati...
Last month I spoke at RSA Conference, the world’s largest information security convention. Thousands of IT security managers, vendors, journalists and interested parties come over every year to San Fr...
It is well documented that the Internet is increasingly becoming the go-to destination for consumers to read up on and research the wide array of financial services products on the market and as this ...
Website with update programme on the conference, including link to webstreaming: http://ec.europa.eu/enterprise/newsroom/cf/itemshortdetail.cfm?item_id=4005&lang=en With regard to webstreamig: T...
In Madrid and in Paris My message in short: 1. the point is not dematerialization of transporting invoices – it is the automation of all administrative processes that is enabled 2. it is possibl...
I just read the related article on Dibspace. I thought this is the perfect incentive to start a post on virtual currencies. With the start of online gaming there was a boom of virtual currencies in th...
Johanna Andersen from Nordea Bank wrote this landmark article. Return to sender is the obvious thing to do for receivers of paper or PDF invoices - as soon as the service providers - also the banks -...
From Bruno Koch’s newsletter: “3. EU Council agrees on draft Directive regarding E-Invoicing requirements It is the objective of the European Ministers of Finance (ECOFIN) to harmonize and simplify th...
A couple of weeks ago I started to think of biometric payments, how well developped they are so far and maybe how long it will take to have it mainstream. In Belgium there are no signs of biometric p...
Is it just me, or does mobile banking seem to perpetually be the next big thing? Maybe it's because I remember how underwhelmed I was by the first generation of WAP browsers on mobile phones when tryi...