Frictionless Payments

Frictionless Payments are becoming more and more common. They were firstly introduced by Braintree and adopted by Uber. Since then use cases became more complex, security requirements also got tougher but the user experience (UX) requirements remain unchanged. In fact UX is the main driver of Frictionless Payments. Let's discuss more about Frictionless Payments in this group and try to draw a future scenarios of their development and adoption.

Piers Horak CEO at The ai Corporation

Predictions for 2025 - A Hybrid Future for B2B Fleet and Fuel Card Transactions

The landscape of B2B fleet and fuel card transactions is transforming significantly. Traditionally dominated by closed-loop systems, retail fuel companies are under increasing pressure to adapt to the changing dynamics of the B2B fleet and fuel card market. The traditional closed-loop model is being challenged as consumer preferences also shift to...

10 December 2024 /payments /predictions

Craig Ramsay Managing Director, Business Development Head, EMEA at Episode Six

Ledger-as-a-Service: an opportunity businesses can’t afford to ignore

In the digital age, businesses are rapidly adopting financial technologies to stay competitive, but there’s one crucial element that’s often overlooked: the ledger. As companies race to implement payment systems and financial tools, they often neglect the foundation that ensures financial precision which of course is the ledger. This can resul...

28 November 2024 /payments /regulation

Kunal Jhunjhunwala Founder at airpay payment services

Unveiling the Next Generation of Automotive Payment Solutions

India has positioned itself as a leader in digital payments in recent years, driven by a conducive environment and the introduction of innovative products by payment service providers (PSPs). The nation boasts a significantly high rate of digital payment adoption compared to other countries, with transaction values increasing from INR 71.97 billio...

24 September 2024 /payments /inclusion

Craig Ramsay Managing Director, Business Development Head, EMEA at Episode Six

Is the Legacy Challenge Becoming a Growing Burden?

The period of “transformation” in banking is over. We are now in an era of “agility and flexibility,” driven by relentless technological advancements, fierce competition and the demands of digital-savvy customers. Traditional banks find themselves at a juncture, balancing the proven reliability of their legacy systems with the need for agility. In...

16 September 2024 /payments /retail

Rasika Raina Executive Vice President, Transfer Solutions at Mastercard

Building a more inclusive age of digital remittances

Leaving your home, family, and country behind in the pursuit of new opportunities takes real courage and determination. International Day of Family Remittances, celebrated last month, is a chance to recognize the significant contribution migrants make towards supporting loved ones and furthering financial inclusion. Today, around one billion peopl...

22 July 2024 /payments

Abhinav Paliwal CEO at PayNet Systems- A Neo Banking Software Platform

QR Code Payments: What Exactly Are They?

The first QR code was created in 1994 to track cars as they were being manufactured by Denso Wave, a Toyota subsidiary. The ease of use and effectiveness of QR codes have fueled their expansion throughout time into a variety of sectors, including marketing, retail, and payment systems most notably. Using a QR (Quick Response) code to finish a fin...

22 July 2024 /payments

Mahesh Pawal Portfolio Product Manager, Digital Transformation at Fiserv

When Digital Payments FAIL: Breaking Points | The Struggles of Trust and Infrastructure | PART 4

Embarking on a once-in-a-lifetime road trip through the vast expanse of Death Valley, you're filled with excitement and a sense of adventure. As you drive along the deserted stretches, a sign ominously declares, "NO GASOLINE STATION FOR THE NEXT 250 MILES.". You're now a little nervous about being so far from civilization. After all, the...

12 June 2023 /retail /wholesale

David Guiver Head of Transact and Infrastructure Products at IR

Optimising Payments - and the transition to ISO20022

Payment models are changing radically, creating both challenges and opportunities for financial institutions. New digital-only banks have accelerated innovation, while the pace of global change has created a new competitive landscape. UK financial institutions also face the additional pressures created by the need to migrate to new technology plat...

19 April 2023 /payments /regulation

Omar El-Gazzar FX Dealer at Crown Agent's Bank

The King Dollar: A cause for concern for Africa’s hard-to-reach markets

Whilst falling short of the heights seen in September 2022, the US dollar continues to reign supreme as the world’s preferred currency for international payments. As its dominance continues to impact cross border payments into and out of the Global South, the real impact on hard-to-reach markets needs to be addressed. On one hand, using the Dollar...

31 March 2023 /payments /inclusion

Pallava Nagulakonda Technology Head at Tata Consultancy Services

CBDCs for Cross-Border Freelancers: Faster, Cheaper, Seamless Payments on the horizon

There has been a significant increase in the cross-border freelancing segment, which grew by approximately 30% (to a size of fifty-nine million) during the pandemic. This rise as well as the shortage of skills led to countries creating favorable visa regimes and organizations embracing remote working arrangements. As per a popular freelancing plat...

15 March 2023 /payments /people