Join the Community

22,998
Expert opinions
43,833
Total members
375
New members (last 30 days)
158
New opinions (last 30 days)
28,982
Total comments

The Payments Business

Share opinion and experience on how the payments landscape is changing and learn about the challenges and opportunities facing payments stakeholders in the future.

Joris Lochy

Joris Lochy Product Manager at Intix | Co-founder at Capilever

The Hidden Complexity Behind a Simple Bank Payment

As a regular consumer, you might not realize that a simple wire transfer to a company or a friend launches a complex and lengthy payment flow. This process involves multiple financial institutions and diverse IT systems. In this blog, we explore a typical payment flow at a financial institution. The complexity of the payment flow stems from increa...

/payments

Mayuri Jain

Mayuri Jain CMO at Science4Data

Are you Ready? FedWire Modernization, Unlocking New Opportunities for Financial Enterprises

FedWire, operated by the Federal Reserve Banks, is essential for large-value and time-sensitive payments, ensuring secure and efficient fund transfers between financial institutions. As the financial landscape evolves, the upcoming modernization of FedWire presents significant implications for financial enterprises. Importance of FedWire FedWire...

/payments

Penny Townsend

Penny Townsend Co-Founder & CPO at Qualpay

Unveiling the Power of Interchange Optimization for ISVs

In the fast-paced landscape of today’s industries, particularly within the technology sector, efficiency and streamlining operations are imperative. Every aspect of operations, including financial transactions, plays a crucial role in the success of anyone in the IT world, from developers to ISVs. ISVs, in particular, have an opportunity to take a...

/payments

Joris Lochy

Joris Lochy Product Manager at Intix | Co-founder at Capilever

Instant Payments: Overcoming Challenges for a Faster Tomorrow

Around the world, there are significant moves to transition from traditional electronic money transfers, which rely on batch settlement systems that can take several days for transactions to clear, to instant, or at least near real-time, payment systems. These new innovative payment systems ensure that beneficiaries receive their funds within seco...

/payments /regulation

John Bertrand

John Bertrand MD at Tec 8 Limited

Greetings from New York City, where you can save money by paying in cash.

Watching a televised rugby game, Leinster playing Northampton, at an Irish pub, The Long Hall, NYC, the bill if paid in cash would be discounted. On $100, savings could have been $3.00. Incentives, in the US cash are plentiful, for example, the price of gas (petrol) is lower at the pump when cash is used. Also, at the point of payment, the cust...

/payments /regulation

Benjamin Thurlow

Benjamin Thurlow 

Why are more buyers and suppliers turning to commercial (and virtual) cards for B2B payments?

The world of business payments has been famously slow-moving. But things are currently changing fast. Driving this rapid evolution is a technology you might not expect: the business credit card. Also known as commercial card, this payment method has been around for years, with physical cards issued by employers for employees to use when purchasing ...

/payments

Delia Pedersoli

Delia Pedersoli COO at MultiPay Global

How Pay by Bank can supercharge in-store customer experience

Providing exceptional customer experience (CX) is paramount for success for any retailer in today’s difficult climate. As consumer behaviour shifts towards digital channels and convenience becomes increasingly important, retailers must adapt their payment methods in-store to meet these changing expectations and align with online. One such innovati...

/payments /devops

Pete Lord

Pete Lord CEO and Co-founder at Codat

What accountants want in a cross-border payment provider

Accountants are now playing a critical role in shaping the financial decisions of small and medium-sized businesses (SMBs). According to the 2023 Global Advisory Trends Report by Spotlight Reporting, 65% of accounting firms now consider themselves to be progressive or hybrid firms that offer substantial advisory services. Recognizing accountants'...

/payments

Penny Townsend

Penny Townsend Co-Founder & CPO at Qualpay

Checkout Payments Pages - They're Definitely Worth Checking Out

When it comes to designing your website, it's crucial that you make your checkout page as convenient, simple, and seamless to navigate as possible for your customers. After all, the checkout page is where the rubber meets the road, you might say. That is, it's where customers ultimately decide to buy what you are selling. There are two types of ch...

/payments /regulation

Joris Lochy

Joris Lochy Product Manager at Intix | Co-founder at Capilever

The UPI Phenomenon: From Zero to 10 Billion

If there is one Indian innovation that has grabbed global headlines, it is undoubtedly the instant payment system UPI (Unified Payments Interface). In August 2023, monthly UPI transactions exceeded an astounding 10 billion, marking a remarkable milestone for India’s payments ecosystem. No wonder that UPI has not only revolutionized transactions in...

/payments /inclusion

Now Hiring