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The future of Payments in Europe

With an increase in regulations and growing involvement from multiple players, the world of payments is undergoing a disruption across the region

Retired Member

Retired Member 

Borderless Banking: Why the time is now to bank beyond borders

As our world becomes more interconnected, so too does the need for banking systems to follow suit. In the past, businesses and individuals were often restricted to banking in a single country, but the rise of borderless banking is enabling both to benefit from greater financial freedoms. In this article, we will examine why this trend is so import...

/payments /inclusion

Dean Wallace

Dean Wallace Director of Consumer Payments Modernisation at ACI

Real-Time Digital Payments: A Global View

The payments industry is always looking for new ways to streamline processes, reduce costs, increase security and most importantly, improve the customer experience. However, when it comes to real-time or instant payments, it will take more than simply modernising existing Automated Clearing House (ACH) rails to drive forward the adoption of new inn...

/payments

Katie Tillyer

Katie Tillyer Business Development Manager at CloudTrade

Doing the paperwork in a post-Brexit world

Earlier this summer (July 2021) a news story explained how a Scottish fisherman, Jamie McMillan, had taken the decision to export his shellfish, caught off the Scottish coast, to Asia instead of across the Channel to near-by France. Why? Not for monetary gain, but purely because he faced completing approximately 3 hours of paperwork, every day, t...

/payments /regulation

Dean Wallace

Dean Wallace Director of Consumer Payments Modernisation at ACI

The shifting sands of consumer payments in Europe

The world is changing, and so are the ways we pay. From food and clothes, to fuel and everything else needed for daily life, consumers are making more and more digital payments than ever before. And it seems we are well on our way towards becoming a truly cashless society. Last year saw 3.2 billion mobile wallet transactions made in the UK, a Year...

/payments /inclusion

Steve Morgan

Steve Morgan Banking Industry Market Lead at Pegasystems

Touchless payments – will the £100 limit change anything?

The contactless card payment limit will rise from £45 to £100 later this year as people are favouring contactless transactions to help curb the spread of the virus, as well as the convenience and speed. The pandemic has undoubtedly accelerated the shift to a cashless economy. March 2021 figures from LINK, the UK’s main ATM cash machine network, fou...

/payments /covid-19

Retired Member

Retired Member 

Back to the Future: 5 Big Questions EPI Must Answer

In July 2020, a group of sixteen major European banks from five Euro countries announced the launch of the European Payments Initiative (EPI) with the aim to create a unified payment solution for consumers and merchants across Europe. EPI’s stated long-term ambition is to become a new standard means of payment for all transaction types. This includ...

/payments

René Hendrikse

René Hendrikse Vice President & Managing Director, EMEA & LATAM at Mitek

Lockdown 3.0 shopping: building trust with customers

While the Christmas rush may be over, with 51.3m transactions recorded by the Post Office in December, the arrival of Lockdown 3.0 means online shopping will continue to be on the rise yet again. As non-essential shops remain closed, older generations, the vulnerable, working parents, and many more will turn to online spending. Retailers and busin...

/security /identity

Amanda Mickleburgh

Amanda Mickleburgh Director Product - Merchant Fraud at ACI Worldwide

Nearing the Deadline: How are stakeholders preparing for the launch of SCA?

One of the most prominent issues keeping stakeholders in the payments industry busy at the moment is Strong Customer Authentication, or SCA, the new European security standard that intends to protect consumers and businesses from fraud by making it more difficult for a fraudster to make payments from their accounts. After several delays SCA is due...

/payments /regulation

Arnaud Crouzet

Arnaud Crouzet Vice President Security & Consulting at FIME

A new vision of payments: What is the European Payments Initiative?

The newly-established European Payments Initiative promises a new vision of payments. Innovative use cases will be made available to consumers across Europe for the first time. There’s strong backing for the project already among financial institutions and the European Central Bank, making it likely to succeed. With the first phase due to start in...

/payments /regulation

Sunil Jhamb

Sunil Jhamb Founder and CEO at WLPayments

Why PSPs must do more to boost social-media payments

Purchasing items on social media is a growing international trend with huge potential. During the COVID-19 crisis, 42% of people in an international Global Web Index survey reported spending a greater amount of time on the likes of Facebook and Instagram. And with social distancing continuing for months, that trend is likely to continue. Accordin...

/security /payments

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