The future of Payments in Europe

With an increase in regulations and growing involvement from multiple players, the world of payments is undergoing a disruption across the region

Toine Van Beusekom Strategy Director at Icon Solutions

2022: The Year That Banks Finally Change for Good?

The more things change, the more they stay the same. Looking back at 2021 – which promised to be the year that the industry realised the full potential of data-driven transactions, instant payments and cryptocurrencies – it is clear that although there is consensus on the direction of travel and the opportunities, progress continues to be hamstrun...

01 February 2022 /payments /predictions

Retired Member 

Top eco-friendly cryptocurrencies: how sustainable are they and what are their benefits?

So, how sustainable are eco-friendly cryptocurrencies, and what are their benefits in the real world? Green cryptocurrency boom Eco-friendly, or ‘green’ cryptocurrencies exploded into the headlines at the end of 2021 when Elon Musk announced that Tesla would stop accepting payments in Bitcoin due to the environmental impact of mining. At that tim...

27 January 2022 /sustainable /crypto

Retired Member 

Variable Recurring Payments - the whats and the whens around the hottest topic in payments

Open banking payments are already shifting the way consumers and businesses pay and get paid. And the numbers are starting to finally back up the open banking hype with over 3 million successful payments within the UK, in November 2021 alone (compared to 4 million in the entire 2020). While open banking has been leading major disruptions in digita...

18 January 2022 /payments /predictions

Michael Lane VP Sales at Token

PSPs must prepare to charge full steam ahead with Open Banking payments

As we roll into a New Year, open banking payments are on the agenda of all players across the payments value chain, from banks to payment service providers (PSPs), gateways and acquirers. In November 2021, the UK topped three million successful Open Banking payment initiations per month — an eye-opening increase of 309% in just one year. Global pa...

05 January 2022 /payments

Arnaud Crouzet Vice President Security & Consulting at FIME

EPI: how to build trust and adoption among consumers and merchants?

What is EPI? The European Payments Initiative (EPI) is aiming to provide a pan-European payments solution. EPI aims to set itself apart from other payment methods and address the challenges created by the fragmentation of the European payments landscape. Some of the EU's biggest banks are already members of EPI, and several more are anticipated to ...

01 December 2021 /payments

Jamel Derdour CMO at Transact365 / Nucleus365

Payments in 2021 and Beyond

Looking back over the last 18 months in the payments industry, it’s hard to recall a more turbulent time certainly in the last decade or so. As we head towards the end of 2021, in the wake of Brexit, the Corona Virus and the collapse of Wirecard, these huge moments and events form the tip of the iceberg as to the sheer scale of change that we’ve e...

23 November 2021 /payments /covid-19

Todd Clyde CEO at Token.io

Making good on open banking payments’ promise

Open banking is the most exciting disruption to hit financial services in a generation and is fundamentally changing the payments landscape. Account-to-account (A2A) payments offer not only cost savings and better cash flow but unrivalled reach by covering anyone with a bank account, all while providing smoother onboarding processes and superb ban...

15 November 2021 /payments

Steve Morgan Banking Industry Market Lead at Pegasystems

Access to Cash is an Ancient Argument that is Losing Steam Fast

In the past few weeks, two news announcements made me think about the access to cash debate that rages in many countries and especially the UK where a government consultation on the topic recently closed. One, most obviously, was how the limit for contactless purchases in the UK was raised to £100. Even before the first pandemic lockdown, contactl...

12 November 2021 /payments /people

Retired Member 

Borderless Banking: Why the time is now to bank beyond borders

As our world becomes more interconnected, so too does the need for banking systems to follow suit. In the past, businesses and individuals were often restricted to banking in a single country, but the rise of borderless banking is enabling both to benefit from greater financial freedoms. In this article, we will examine why this trend is so import...

03 November 2021 /payments /inclusion

Dean Wallace Director of Consumer Payments Modernisation at ACI

Real-Time Digital Payments: A Global View

The payments industry is always looking for new ways to streamline processes, reduce costs, increase security and most importantly, improve the customer experience. However, when it comes to real-time or instant payments, it will take more than simply modernising existing Automated Clearing House (ACH) rails to drive forward the adoption of new inn...

17 August 2021 /payments