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Latest expert opinions

Janine Grainger

Janine Grainger CEO at Easy Crypto

The lowdown on crypto ATMs and their place in the ecosystem

As of mid-2024, there are nearly 40,000 crypto ATMs scattered across the globe, with the United States commanding an impressive 82% of market share. The surge in physical touchpoints for digital currency is more than just a trend; it's part of a rapidly expanding ecosystem projected to grow at a compound annual growth rate of 63.4% from 2024 to 2...

/inclusion /crypto

Ben Lane

Ben Lane VP of Colleague Experience Group at American Express UK

“Wellbeing is a collective responsibility”: Cultivating positive wellbeing in the workplace

Annual initiatives such as ‘World Wellbeing Week’, which happened earlier this summer, are crucial for highlighting the importance of promoting and supporting well-being, including in the workplace. The real unlock happens when organisations put the focus on well-being year-round. Putting our colleagues at the center of everything we do including ...

/people Change Management

Dirk Emminger

Dirk Emminger Managing Director at knowing finance

We Think of AI Only as Optimization – But What If AI Fundamentally Changes Banking?

Introduction to an AI Series with 8 Articles A different view on AI is needed In the banking sector, as of summer 2024, artificial intelligence remains largely in the background, or, when in use, mainly within operations and occasionally in innovation labs. When AI does play a role in the front-end, it is typically in presentation rather than i...

/ai /retail Innovation in Financial Services

Ben O'Brien

Ben O'Brien Managing Director at Jaywing

Balancing AI innovation and model risk: Insights from SS1/23

Recently, the UK Government called upon key regulators—including the ICO, FCA, and Bank of England (which incorporates the PRA)—to outline their strategic approach to Artificial Intelligence (AI). In response, the Bank of England highlighted various existing regulations that demonstrate its capacity to supervise AI. Notably, SS1/23 featured prom...

/ai /regulation

Guy Melamed

Guy Melamed CEO at Exberry

Is Your Exchange Future Ready?

As technology advances and market dynamics shift, the need for exchanges to adapt and innovate has never been more pressing. Exchanges trying to deal with today’s rapidly evolving financial landscape face a critical question: Are you truly prepared for the future? But what does it mean to be "future ready"? And why is it crucial for a...

/markets Capital Markets Technology

Nikunj Gundaniya

Nikunj Gundaniya Product manager at Digipay.guru

Overcoming the challenges in implementing eKYC solution in your business

The digital transformation of businesses has sped up the adoption of various technologies, and one of the most significant shifts has been the move towards eKYC solutions. This is very important for eKYC because it assists in preventing fraud, ensures regulatory compliance, and improves customer experiences. However, implementing eKYC solutio

/payments /inclusion

Nikunj Gundaniya

Nikunj Gundaniya Product manager at Digipay.guru

Best practices for optimizing cross-border payments for your business

Cross-border payments have become an integral part of the global trade, enabling small businesses to explore the international market. However, international payment methods for small business are quite complex and may come with different challenges including steep prices, volatile exchange rates, and slow transaction processing periods. For

/retail /inclusion Fintech

Ruchi Rathor

Ruchi Rathor Founder at Payomatix Technologies

Trends in Financial Services and the Role of AI

Trends in Financial Services and the Role of AI The financial services industry is undergoing a profound transformation, driven by rapid technological advancements, changing consumer expectations, and evolving regulatory landscapes. Among the various technologies reshaping this sector, Artificial Intelligence (AI) stands out as a key driver of inn...

/ai /payments Trends in Financial Services

Sergiy Fitsak

Sergiy Fitsak Managing Director, Fintech Expert at Softjourn

Top 10 Challenges in Cloud Migration: Strategies for Success in 2024

For many companies today, the question is no longer "Should we migrate to the cloud?" but "What should we migrate, and how quickly should we do it?" By understanding the challenges involved in large-scale cloud migrations, businesses can create more effective implementation strategies and avoid common pitfalls such as security...

/payments /retail Banking Strategy, Digital and Transformation

Alex Kreger

Alex Kreger Founder & CEO at UXDA

The UX Playbook for Financial Services: 15 Design Strategies Every Bank or FI Can Use

Financial product owners face unique challenges that require staying ahead of the curve with innovative design strategies. Financial services must not only be efficient and user-friendly but also align with business goals and regulatory requirements. The key to success lies in mastering design concepts that enhance user experience, streamline cont...

/retail /devops Innovation in Financial Services

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