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The PowerSchool data breach, which occurred in late December 2024, involved the unauthorized access to sensitive information belonging to millions of students and teachers across the United States.
What Happened:
How it Happened:
Impact on Personal Security:
Addressing the Impact:
Freeze you and your child’s credit now.
There are two ways to go about freezing your child’s credit. One is free, but it takes a lot of time, and the credit bureaus are very difficult to work with, and the second is fee-based, but it’s a lot less time and you have advocates working for you to make sure the credit freeze sticks. Read on.
Freezing a child's credit prevents anyone from opening new accounts in their name. Here's how:
Important Notes:
Freezing your child's credit is a proactive step to protect them from identity theft and potential financial harm.
I strongly recommend visiting the websites of the major credit bureaus (Equifax, Experian, and TransUnion) or contacting them directly for the most up-to-date and accurate information on freezing a child's credit. Or… see below.
Here’s another way to go about it and it’s not all that expensive and much more efficient: CreditParent (a company I have a stake in) helps parents freeze your child's credit to prevent unauthorized accounts from being opened in their name.
Here's the process for freezing your child's credit with CreditParent:
Here is me discussing the topic on Fox Boston:
The PowerSchool data breach serves as a stark reminder of the critical importance of robust cybersecurity measures in protecting sensitive personal information. It underscores the need for continuous vigilance and proactive measures to safeguard individuals from the growing threat of cyberattacks.
This content is provided by an external author without editing by Finextra. It expresses the views and opinions of the author.
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