Prasenjit Das

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Senior Director

Virtusa

Member since

09 Feb 2015

Location

Hyderabad, India

Bio

With most of the toughest and intricate regulations behind us having made banks strong it's time for business. The how lies in 'Customer Experience' - A fusion of Technology and Innovative products. Digital in short.

Strong industry experience ( almost a decade with SBIs' commercial network in Bangalore)mostly in wholesale banking -Credit Risk, Documentary Credit,Cash Management,Commercial Loans- loan origination,management and asset classification, Foreign Exchange and Regulations - Basel, IFRS 9,AML and FINCEN directives. A 360 view from Technology side as well.

Leveraging strong banking industry experience to deliver IT solution in Delivery Management, Practice Leadership - Product Ownership for lending application,Senior Stakeholder Management,Pre Sales, Solutions, thought leadership, Coordination with BUs, setting and scaling up practice & delivery teams.

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Senior Director

Virtusa

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Latest opinions

A brief peek into the Framework for Adoption of AI in Banks from ECB

The publication ‘The rise of artificial intelligence: benefits and risks for financial stability by ECB’ gives a view with some deep fundamental insight into the hottest star around – AI. It touches on the conceptual aspects and more importantly acknowledges the evolving aspect of the scientific understanding of the technology itself & thus t

17 November 2024 Artificial Intelligence and Financial Services

Reprioritizing the ‘Trade Finance Transformation ‘in Banks as the world awaits ‘Electronic trade doc

The inefficiency around paper documents in Documentary credit is well known and Banks are in different stages to implement change based on their processes and technological maturity to mitigate those. Some changes have FinTech partners as they touch the pain points through Trade portals, Discrepancy check automation and electronic documents pla

06 March 2023 bankIO

Can Banks break the Missing Middle with technology in addition to just Credit lines?

A breakup of Business Banking in the UK. 5.5 million businesses were small (0 to 49 employees) forming 99.2% of the total count of private sector businesses, followed at a distant by 35,600 businesses were medium sized (50 to 249 employees) and finally large business counting to 7,700 businesses. By and large the proportion is same across other

16 January 2023 Banking Strategy, Digital and Transformation

See all 14 opinions by Prasenjit

Latest comments

How to excel in digital banking

To excel banks have CIOs now :) Chief innovation officer .Atom was in news for that.

20 Apr 2016 03:50 Read comment

Banks must 'think big' to beat off fintech competitors - CapGemini

Approximately 4000 fintech startups are active with a dozen of them being valued at over $1 billion .Most being tiny though they are growing fast. Lending Club, the biggest fintech lender, has arranged $9 billion of loans since launching in 2007 compared to $885 billion of credit-card debt in America alone. While fintech groups do business in the billions Banks deal in trillions. Few in Silicon Valley or Silicon Roundabout want to take on that heavily regulated bit of finance. Many admit they depend on the Bank. After all, you need a bank account to use most fintech services.

Bank can buy such Fintech or Partner . Technology innovation not being so core to banking Banks always have the option of -Incubating Fintechs

19 Apr 2016 05:50 Read comment

Digital KYC: A Key to Transform

@Ketharaman ... Great that it has percolated down to operational level .The e KYC is getting cascaded to mobile as well where you can have your mobile activated in few minutes .

18 Apr 2016 17:52 Read comment

See all 17 comments by Prasenjit