Introduction: Credit utilization plays a major role in deciding the credit score. The long running practice, which needs a serious look so that it plays a balanced role among deciding credit rating and reducing credit card payment fraud and ever increasing NPA on credit card loan and payment default. Traditionally 20-30% of credit utilization of a...
17 August 2021
It can not be better summerised. Legacy system is hurting a bank in every aspet. Sooner a bank moves on from the legacy system, better it is. Having said that when a bank moves to digital banking, one aspect of the digital banking can not ignored/undermined that is new banking risk, generating due to digitization.
06 Aug 2020 13:48 Read comment
Trends in Financial Services
Digital Banking Trends
Nicholas SearleBusiness Development Manager at Tata Consultancy Services
Anoop NairFunctional Consultant at Tata Consultancy Services
Shikha TiwariConsulting Partner at Tata Consultancy Services
Jitesh RajguruLead Consultant at Tata Consultancy Services
Avinash PatilIndustry Advisor at TATA Consultancy Services
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