Research

Payments Modernisation: The Big Survey 2024

13 Jun 2024  |  580 downloads

Welcome to the fourth edition of The Big Survey. Our annual report, surveying 350 senior bankers across the globe, offers a unique vantage point on t...

Mastering DORA: A Strategic Guide to Operational Resilience

28 Feb 2024  |  572 downloads

In the rapidly evolving fintech world, robust, reliable, and resilient systems are more crucial than ever. The industry must grapple not just with the...

AI and Cloud: The Proving Ground for Regulatory Resilience in 2024

22 Dec 2023  |  647 downloads

The current macroeconomic landscape is marked by exceptional volatility and uncertainty, posing challenges to traditional models in the financial serv...

Cloud innovation paves path to the future

19 Dec 2023  |  177 downloads

An open banking platform has the power to transform a bank, whether the bank is looking to modernise using technology on-premise, in the cloud or as S...

Payments: The key to unlocking new ecosystems and why merchant services are on the up

06 Dec 2023  |  675 downloads

To say things have changed in payments, and, as a result, the merchants services space is to understate a dramatic and fast-moving digital and cultura...

UK Open Banking API Performance 2022-2023

07 Nov 2023  |  636 downloads

The UK continues to be at the forefront of the global Open Banking revolution thanks to the proactive attitude of regulators.  As the most a...

The Future of ESGTech 2024

10 Oct 2023  |  422 downloads

With every passing year, we are seeing our chances to tackle climate change diminish, but we are not without the opportunity to make a change. The sum...

Build, Buy or Bust – Hybrid leapfrogging Legacy

22 Sep 2023  |  265 downloads

The age-old Build Vs. Buy conundrum has never been brought into sharper focus than it is now. In light of unprecedented unpredictability and economic...

Power your banking value chain with AI/ML at scale

04 Sep 2023  |  428 downloads

In a world of rapidly advancing technology, artificial intelligence (AI) and machine learning (ML) are essential to a bank's growth strategy.&...

Entering New and Niche Markets with BaaS

16 Aug 2023  |  298 downloads

A Financial Cloud Series Report Banking-as-a-Service (BaaS) has emerged as a prominent and steady trend in the banking sector, significantly disrupti...

Keeping Pace with Customer Experience Demands during Cloud Migration

11 Aug 2023  |  156 downloads

A Financial Cloud Series Report It has been widely established that the cloud is the next big step for financial institutions to become more agile, f...

The Future of Fintech in Africa 2023

20 Jul 2023  |  570 downloads

Across fintech - digital banking, digital payments, personal finance, lending, and investment - data is central to the function of all these technolog...