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Bitcoin cash outs arrive at 16,000 ATMs in the UK

Cryptocurrency holders can now cash out their bitcoin at 16,000 ATMs across the UK thanks to a collaboration between East London-based Cryptocurrency company BitcoinPoint and independent cash machine operator Cashzone.

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Bitcoin cash outs arrive at 16,000 ATMs in the UK

Editorial

This content has been selected, created and edited by the Finextra editorial team based upon its relevance and interest to our community.

With interest in bitcoin surging, user-friendly processes to securely buy, sell and use cryptocurrency have long been a hurdle to widespread adoption.

BitcoinPoint has been working to break down these barriers with a mobile app that makes it possible to buy and sell bitcoin at a network of agents, from Bureaus de Change to newsagents, as well as online through an instant bank transfer solution via Open Banking.

“When we started the service early 2018, there was not enough emphasis on making it easier for people to simply buy £5 of bitcoin,” says BitcoinPoint CEO and former Credit Suisse VP Benoit Marzouk. “Since registering on a crypto exchange could be a complex process for non-tech savvy people, the scarce availability of bitcoin ATMs made accessibility of bitcoin problematic.“

The company, which has so far handled 20,000 transactions online and in store, believes the collaboration with Cashzone will finally deliver on the potential for mass adoption that will allow bitcoin to compete on a level playing field with fiat currencies.

To withdraw cash, bitcoin holders download the app, enter the amount desired to be withdrawn, scan a QR code, and receive an SMS message with a pin code to be entered at the ATM — no card or bank membership is required and the transaction is processed within seconds.

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Comments: (2)

A Finextra member 

Doing a quick bit of digging, BitcoinPoint's commission is currently £2.70 fixed + 3.99%, so if you want to cash out a tenner's worth of BTC it'll actually cost you approx £13.10.

Adrian Pollard

Adrian Pollard Trader and Crypto Enthusiast at ISTANEX

BTC ATM operational costs are rather high so hence why its typical to see large fees/spreads on these machines but people pay for the physical convience and direct cash transaction. Can't easily do that with any crypto exchange website.

One thing that isn't clear is the KYC behind these machines. Having to scan ID while trying to do a quick cash/btc transaction kind of deafeats the of using an ATM.

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