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SoGen tests biometric cards for limitless contactless payments

Societe Generale is trialling a payments card with a built in fingerprint reader that enables users to make contactless payments of any amount.

  22 4 comments

SoGen tests biometric cards for limitless contactless payments

Editorial

This content has been selected, created and edited by the Finextra editorial team based upon its relevance and interest to our community.

Using technology from Idemia, the biometric element eliminates the need for shoppers to enter a PIN, letting them tap and pay for any amount.

When a customer receives the card, they record their fingerprint themselves. Because the data is verified directly on the card, no element of it is transmitted to either the bank or merchant.

The card also functions normally for all contact-type payments in-store, on the internet and ATM withdrawals.

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Comments: (4)

A Finextra member 

It works with wearables too - we'll showcase such a solution at the Mobile World Congress in Barcelona next February.

A Finextra member 

Will all new cards being issued (and before the fingerprint is recorded) be delivered by a security carrier?

A Finextra member 

@Anon
The question is more about onboarding: I am not sure how the user is (visually) guided through the process of a adding a fingerprint - via multiple touches, just as with Apple Pay - after the card was been issued.

Troy Geri

Troy Geri Solutions Architect at NAB

Hi

Is there a way to use the biometric feature when making a payment over the internet?  I am thinking longer term if you could use an inbuilt wifi on the card to connect to a device, then use of the card for an internet purchase could enforce the biometric feature?

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