Diebold Nixdorf crowdstorms ideas for digital banking future

Newly-created ATM giant Diebold Nixdorf is embarking on a massive online brainstorming effort, inviting people from outside the financial services industry to help it come up with new products and services for the digital age.

  6 3 comments

Diebold Nixdorf crowdstorms ideas for digital banking future

Editorial

This content has been selected, created and edited by the Finextra editorial team based upon its relevance and interest to our community.

Formed earlier this year through the $1.8 billion merger of two of the world's biggest cash machine manufacturers - America's Diebold and Germany's Wincor Nixdorf - the new company is aiming to stay relevant in the era of digital banking.

With this in mind, it has launched a crowdstorming programme, tapping into the Jovoto platform, which gives firms access to a community of more than 80,000 creative professionals from a host of industries.

Diebold Nixdorf is asking the community to "think outside the box" and come up with ideas for its initiative, dubbed 'rethinking services and consumer touchpoints in the financial industry'.



Jovoto members have until 18 October to pitch their ideas, which will be judged by executives and experts from banks and fintech firms, with up to 17 efforts sharing a $23,500 prize pool.

Andy Mattes, CEO, Diebold Nixdorf, says: "Together with the jovoto community, we are seeking groundbreaking concepts that rethink consumer touchpoints at a time when basic financial transactions are becoming increasingly commoditized and technologies like virtual reality will become commonplace."

Sponsored [New Impact Study] Catering to a new generation through unified card programmes

Comments: (3)

Hitesh Thakkar

Hitesh Thakkar Technology Evangelist (Financial Technology) at SME - Fintech startups (APAC and Africa)

Is Product team from Diebold and Wincor Nixdorf ( Pre M &A) were out of ideas ? This shows that there is confusion going on incide on product road maps as Digital banking market has matured already - is the time right for asking?

João Bohner

João Bohner Enterprise Solutions Architect at Independent Consultant

@Hitesh,

"Is the right time for asking?"


I think the right time has already been exceeded!


Nowadays there is a huge circus on the cosmetic side of financial business, the front end - startups, fintechs, unicorns, VCs, blockchain, smart contracts, crypto currencies, etc. - considering the current architecture which is sliced into front-end and back-end.


This architecture is inherited 'from the beginning', when computers were called 'electronic brains'.


For this reason, a vision 'outside the box' proposed by Diebold Nixdorf (should also others) is required.


Not necessarily Nixdorf Diebold, but the banking environment as a whole.


A holistic architecture should be pursued.

Hitesh Thakkar

Hitesh Thakkar Technology Evangelist (Financial Technology) at SME - Fintech startups (APAC and Africa)

@Joao Bohner - Your understanding is welcomed and hope DN get's it correct. At the end, banks and its customers will be benefited from it.

[On-Demand Webinar] PREDICT 2025: The Future of AI in the USFinextra Promoted[On-Demand Webinar] PREDICT 2025: The Future of AI in the US