Much-hyped Clinkle underwhelms at launch

Stealth mobile wallet startup Clinkle, which snaffled up close to $30 million in VC funds with a promise to disrupt payments forever, has launched its much-hyped product to hoots of derision from industry observers.

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Much-hyped Clinkle underwhelms at launch

Editorial

This content has been selected, created and edited by the Finextra editorial team based upon its relevance and interest to our community.

Founded by 22-year old Lucas Duplan, Clinkle turned Silicon Valley heads in June last year when it announced a $25 million seed funding round before it had even launched its first product.

Although continuing to operate in stealth mode, the company was understood to have developed a prototype application that used high-frequency sound waves to transfer payment signals between mobile devices and merchant terminals.

Instead, Clinkle has launched what appears to be a pre-paid Visa card and an app which can be used to transfer rewards, or 'treats' in Clinkle-speak, to friends. Treats are earned after at least seven swipes of the card - which comes with a long list of cash-loading fees - which can then be transferred to a friend alongside a personalised message and accompanying photo. To collect the promised reward, ie a refund on your last purchase, recipients have to 'spin' the app to see if they win.

The bungled launch - apparently Clinkle was still tweaking its copy before Silicon Valley tech mags got on the case - is par for the course for the young company, which has endured a torrid time of late as staff were laid off or quit and rumours of 'vapourware' began to circulate.

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Comments: (3)

Mark Anderson

Mark Anderson General Manager at BioTechnologies

What a joke. I have watched this from the day they announced this "magical" technology all in "stealth".

Another example of VC's throwing money at a business in the US just for the heck of it, when there are some very real disruptive technologies able to excell and change thge way people transact, unfortunately not located in the US.

Amir Wain

Amir Wain CEO at i2c

Many of us miss the point that the consumers are not nterested in some super technology. How we forgotten the NFC hype? What has NFC done for payments? 

The key is user experience. Clinkle has done a great job in creating an engaging product. It is a good start and one would expect them to build on it.

Also unlike some others they were not stupid enough to believe that they could change the payments world overnight.  The companion Visa card makes perfect sense. While you want to take people to this wonderful new world of payments we dream off, we do need a bridge to cross over to the other side. 

A Finextra member 

@amir - NFC has essentially eliminated cash from public transport in London and is increasingly removing cash from small value transactions in the UK. I'm not defending Clinkle, but sometimes early over-hype can be followed by real world adoption.

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