Predictions - Long Reads, News, Articles & Research: Finextra

Why Nordic bank SEB is betting on Banking-as-a-Service in 2023

Diving into the new year with big plans up his sleeve, the head of SEB’s Banking-as-a-Service (BaaS) offshoot SEB Embedded, Christoffer Malmer, wants to see BaaS use-cases dominate the headlines this year. 2023 is an exciting year for Malmer and his team’s brain-child SEB Embedded in many respects. The BaaS platform broke away from SEB’s innovatio...

08 February 2023 /predictions

Banking and fintech movers and shakers: Revolut, Ant, Feedzai and more

Madhvi Sonia Head of Content at Finextra

Banking and fintech movers and shakers: Revolut, Ant, Feedzai and more

Here’s a recap of the most headline worthy and recent hires, departures, and company shakeups of this January and what that could mean for 2023. Revolut Revolut is planning to hire a behavioural team that will be referred to as ‘CultureLab’ to address an "aggressive" corporate culture, according to an article published in The Guardian. ...

01 February 2023 /predictions

US cryptocurrency policy and the impact of the 2022 midterm elections

Sehrish Alikhan Reporter at Finextra

US cryptocurrency policy and the impact of the 2022 midterm elections

The United States is one of the biggest areas of growth for the cryptocurrency industry in the world. The results of the 2022 midterm elections that took place last November have potential to determine next priorities in banking and crypto regulation that will significantly impact the sector. As a result of the elections, the Democrats have retain...

03 January 2023 /predictions

Paige McNamee

Should central banks use DLT for CBDC?

In July this year, Finextra’s editorial team embarked on its inaugural Digital Asset Series of webinars, bringing together key voices from across the industry to speak to the leading trends, issues, and updates across digital assets. 2022 has undoubtedly been a tumultuous year for crypto and the wider digital asset space, and while we are yet to em...

07 December 2022 /predictions

Will 2023 be a watershed year for consumer banking in the US?

Paige McNamee

Will 2023 be a watershed year for consumer banking in the US?

Late October saw the Consumer Financial Protection Bureau’s (CFPB) director, Rohit Chopra, announce that the Bureau will push ahead with its plans to finalise rulemaking on personal financial data rights in the US, outlining key areas of focus and the Bureau’s “new approach to regulation.” The same week, the White House announced that the CFPB wo...

22 November 2022 /predictions

John Barber Vice President and Head at Infosys Finacle

A digital future awaits corporate banks

This is an excerpt from Finextra’s report, 'The Future of Digital Banking in the UK 2022'. The past few years have been a period of intense change in the corporate banking world. The ongoing digital revolution, changing market dynamics, and the entry of new challengers have all played a role in metamorphosing corporate banking as we know it. The ...

02 August 2022 /predictions

IFGS 2022: Sequoia's George Robson on fintech predictions for 2022

Finextra Research Writer at Finextra

IFGS 2022: Sequoia's George Robson on fintech predictions for 2022

George Robson, Partner at Sequoia, spoke at the Innovate Finance Global Summit – the flagship event of UK FinTech Week – where he discussed the strengths of the UK FinTech sector and predictions for the sector in 2022. His key points included: The strengths of the FinTech sector in the UK: “In the UK there are many institutions and global leader...

05 April 2022 /predictions

Retired Member

DevOps trends for 2022

Each year, I identify the DevOps trends that I think will have the most impact on the developer community and software providers over the coming year. These trends are generally applicable across industries, as is often the case with DevOps, but I like to select those that I believe to be the most essential for financial services organisations. Th...

16 February 2022 /predictions

Wealth management will see an AI revolution in 2022, delivering hyper-personalisation at scale

Alessandro Tonchia Head of Strategy, Private Banking and Wealth at InvestCloud

Wealth management will see an AI revolution in 2022, delivering hyper-personalisation at scale

The wealth management industry – often thought of as one of the more traditional fields of financial services – is now no stranger to artificial intelligence (AI) and machine learning. Indeed, most firms use it in some capacity today. But to date, its deployment has largely been confined to the automation of repetitive processes to deliver greater...

09 February 2022 /predictions

5 factors driving payments change in Europe in the year ahead

Retired Member

5 factors driving payments change in Europe in the year ahead

Covid taught us to get digital, quick, and the payments industry has responded fast. Now, as we look ahead, it’s a good time to take stock and think about some of the wider political discussions that are likely to dominate in 2022, as well as some of the new regulations being shaped that will impact the European payments industry going forward. Ce...

09 February 2022 /predictions

BaaS: an opportunity that cannot be ignored

Retired Member

BaaS: an opportunity that cannot be ignored

Banks have become accustomed to hearing about potential threats and opportunities from fintech, big tech and digital challengers. Payments and lending have experienced noticeable fintech disruption however, other areas of banking have remained relatively untouched. The scale of disruption from fintechs has been hard to define, and increasingly ban...

18 January 2022 /predictions

Madhvi Sonia Head of Content at Finextra

Finextra’s Top Long Reads of 2021

With 2021 drawing to a close, we take a look back at our most viewed long reads over the course of the past year. 10. Why Biden’s Executive Order is a green light for US open banking Paige McNamee, Finextra reporter, covered Biden’s ‘Executive Order on Promoting Competition in the American Economy’ in July 2021 and the impact it could have on US op...

24 December 2021 /predictions

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