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1137 Results from 2015

Enrico Camerinelli

Enrico Camerinelli Supply Chain Blockchain Personal Coach at Aite Group

Supply Chain Finance 2.0

Today the SCF market is established on the premises that risk is priced on the anchor buyer’s credit worthiness. This is what I would call SCF 1.0 I am however seeing signs of a significant shift where financial support will be assigned using innovative credit scoring techniques based on the borrowing company’s operational performance supplemented ...

Financial Supply Chain

Retired Member

Retired Member 

Re-shaping the future of banking concepts

Historically, customers would remain with a bank as a result of a family convention or as a matter of convenience. Thanks to competitive banking options and the advent of 7-day switching, comparison sites and new services, that loyalty has now diminished. The new banking concept, based around 3.0 customers is summed up succinctly by Accenture’s rec...

/retail

Nigel Walsh

Nigel Walsh Partner at Deloitte

Rethinking customer expectations in Banking

I had an interesting personal experience today with my bank. This is one of the top high street banks that many cite as having bad service, but to be honest I love them, I think they are great and regularly defend them. I have multiple accounts, a credit card and previously a mortgage. I use their service daily, mobile banking and more. I coul...

/retail

Graham Seel

Graham Seel Principal Consultant at BankTech Consulting

Informal Savings Groups as Enablers of Financial Inclusion

A major challenge for full financial inclusion is extension to the poorest households in rural areas. Even in the presence of access to mobile services, the lack of financial literacy, unawareness of available services, and very small initial savings capabilities severely limit take-up and utilization of financial services. Well-constructed inform...

/retail Financial Inclusion

Robert Siciliano

Robert Siciliano Security Analyst at Safr.me

Is It Fraud or are You just Crazy?

What would you rather have happen to you? A Russian ring of hackers has infiltrated your computer and smartphone and is hell-bent on taking control of your finances, social media life, even the smart gadgets in your house…OR…you’ve just been diagnosed with paranoid psychosis, and in fact, nobody’s out to harm you at all. In a day and age where it’...

/security

Retired Member

Retired Member 

DIGITAL BANKING Tips - Tip 21: 360 degree Mobile Payments

“Mobile Payments” term may trigger different images in everyone’s mind: from Apple Pay to paying parking fee via SMS. Although some players fight for the market dominance, it is hard to guess which one is going to win at the end – if there would be an end. Another interesting thing about Mobile Payments is its potential of being one of the biggest...

/payments Innovation in Financial Services

Retired Member

Retired Member 

The death of the 20th Century Business

“Evidence shows us that the 20th Century Corporation is dying and that it’s being replaced by a new breed of Millennial Organisation that operates, scales and runs in an entirely new way. In order to compete tomorrow’s corporations will need to reinvent their operating model and develop a platform strategy.” You could be forgiven for thinking that...

/retail

Dean Wallace

Dean Wallace Director of Consumer Payments Modernisation at ACI

Apple Pay and Zapp: 2 key entrants about to make Mobile Payments a UK reality - who will win?

So, as of June 8th 2015 , 18:45 BST, Apple (Pay) is coming to the UK. And so they should! As recently reported by Worldpay [link] the UK market is at a tipping point for contactless. This means this market is ripe for mobile payments. With, according to The Telegraph, UK consumer adoption of iPhone being over 40% of all smartphones [link], we wil...

/payments

Ian Stone

Ian Stone CEO at Vuealta

The Sales Challenge: What Can SPM Investment Offer Today’s Sales Force?

There is a very compelling argument that the sales team represents the engine room of any organisation. After all, what is more fundamental to a business than the ability to sell its product or services? Ironically, despite being the key driver for revenue, the sales department often seems to be left behind by technology investment. Teams are le

Ketharaman Swaminathan

Ketharaman Swaminathan Founder and CEO at GTM360 Marketing Solutions

Will Millennials Bankrupt Neobanks?

Many a neobank seems to be founded on the premise that Gen Y and Gen Z (collectively "Millennials") are digital natives and prefer digital interactions to physical ones in everything including financial services. Personally, I don't find any serious shortcomings in the online, mobile or social media offerings from any of my traditional ba...

/retail

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