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Latest expert opinions

Alexander Boehm

Alexander Boehm Chief Executive Officer at PayRate42

Understanding the Regulation of Stablecoins Under the MiCA Regime: A Compliance Guide!

The EU’s Markets in Crypto-Assets (MiCA) regulation represents a significant step for crypto regulation, particularly concerning the oversight of stablecoins, such as USDT. As compliance officers, it’s crucial to understand the regulatory landscape under MiCA, the roles of key regulatory bodies such as the European Banking Authority (EBA) and the...

/regulation /crypto

Alex Kreger

Alex Kreger Founder & CEO at UXDA

Stop Overloading Banking Apps and Try Thinking Like Apple

Many financial companies believe that packing their apps with countless features and the latest technology will attract and retain users. However, this approach could result in the opposite effect, driving users away due to overwhelming complexity. The true key to user retention is not more copycat features, but a more simplified, user-friendly ex...

/retail /devops Innovation in Financial Services

Nick Green

Nick Green Director at Purple Patch Broking Ltd

Citi's $136M fine: A stark reminder of data's critical role in risk management

Imagine losing $136 million in a single day. That's the harsh reality Citi faced recently, courtesy of US regulators. Why? A key reason was due to poor data and risk management. This eye-watering fine isn't just a Citi problem. It's a wake-up call for the entire financial services industry. This hefty penalty stems from Citi's failure to address lo...

/regulation /retail Banking

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Dear member states. Action is all

The European Union has - as most of us know - made a massiv effort for the Trust infrastructure needed for the data driven economy. Small wonder when it has been understood how enormous the benefits will be for productivity, security, services to citizens and enterprises, privacy, ethical AI and the Single Market. But - now as we should realise ...

/retail /identity Innovation in Financial Services

Christopher Little

Christopher Little Chief Revenue Officer at finova

How can banks ensure their savings tech is fit to handle surging customer demand?

In today's world, where technology is seamlessly integrated into our everyday financial activities, the management of savings is primed for significant evolution. Platforms like Hargreaves Lansdown’s Active Savings, which allows customers to manage money across multiple banks and building societies from a single platform, are transforming the way ...

/retail Fintech

Ketharaman Swaminathan

Ketharaman Swaminathan Founder and CEO at GTM360 Marketing Solutions

Seven Money-Making Schemes That Sound Too Good To Be True - But Are True

According to the old adage, "If it's too good to be true, it's a scam". In times of rampant fraud, like we're seeing in the crypto world now, many people are repeating this warning. Take the OP of this LinkedIn Post for example. I'm sure they're all well-meaning. I'm also sure that their warning is valid most of the times. But what about...

/people /crypto

Konstantin Klyagin

Konstantin Klyagin Founder at Redwerk and QAwerk

5 Ideas to Keep SaaS Bugs Out of Sight

In 2024 the SaaS market started the year showing signs of recovery, with growth coming back, churn slowing down, businesses adapting to the new realities. The market is expected to reach $462 billion by 2028. As the market expands, competition is fierce. Some firms are shelling out more than 90% of their revenue just to attract new customers. If ...

/security /startups Fintech

Jamel Derdour

Jamel Derdour CMO at Transact365 / Nucleus365

Transforming Transactions: The Rise of Digital Payments in Thailand

Thailand is undergoing a transformative digital revolution. This shift is reshaping the financial landscape of the country, enhancing convenience for consumers, boosting business efficiency, and driving economic growth. As Thailand continues to embrace the digital era, the proliferation of digital payments marks a significant step towards a cashle...

/payments /markets Asia Financial Services

Priya Kumari

Priya Kumari 

The Quantum Leap in Cryptography: Preparing for a Post-Quantum World

Introduction In the ever-evolving landscape of cybersecurity, a new challenge looms on the horizon: quantum computing. While this technology promises revolutionary advancements in various fields, it also poses a significant threat to our current encryption methods. Enter quantum-safe cryptography, the next frontier in securing our digital world

/payments /regulation Banking Strategy, Digital and Transformation

Oleg Stefanet

Oleg Stefanet Chief Risk Officer at payabl.

How payment providers can reduce fraud risk for merchants

The global eCommerce market has experienced exponential growth over recent years and is set to reach a market volume of $6.3tn by 2027. However, with more transactions and more customers ordering through e-commerce sites every day, the risk of fraud increases too. With a multitude of rising concerns threatening consumers and merchants, payme

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