1137 Results from 2015
Jon Rutter Director, Product Management at Payment Processor
Investment in digital technology is a trend right across industry but in Financial Services it is seen as the solution to the challenge of doing business in the 21st century. Digital Teams in retail banks which were none existent 5 years ago now number into the hundreds as banks strive to deliver solutions connected to creaking infrastructure. The...
03 September 2015
Retired Member
Transparency in the process of government subsidy from allocation to distribution to reach the intended receipient is the foundation for confidence in the government and for even economic growth. There have been several such programmes in India from decades. In the past the sharp depletion of dollar number as it percolated was close to 50% (educat...
02 September 2015 /payments /inclusion Transaction Banking
The summer tends to be one of the quietest periods for moving house. School holidays and taking a vacation tends to take priority. Yet, according to Quality Conveyancing at Shulmans (QCAS), the past fortnight has been the busiest period for mortgage transactions in the last five years. But the anticipated rate hike (perhaps now due early 2016) is ...
02 September 2015 /retail
Bernd Richter SVP - FIS Impact Ventures at FIS
Wanted – New ways for banks to embrace successful digital innovation without ignoring old problems. We keep hearing that banks must do more to bridge the ‘digital gap’. But, in order to create and deliver the next generation of digital customer service experiences, they require a more predictably productive development environment. Banks are both...
01 September 2015
Paul Miserez Standards Department at SWIFT
We at SWIFT would like to hear about your ISO 20022 plans, experiences and questions. Starting today and leading up to Sibos, we will launch a series of weekly blogs on Finextra called "Making ISO 20022 work for you", each focusing on a specific ISO 20022 business case and implementation aspect. All blogs will end with an open-ended ques...
01 September 2015 /regulation /sibos Standards Forum
Anne Plested Regulation at ION Markets
A common approach will be key to minimising the fallout of MiFID II implementation, particularly around the extra data required for record keeping and transaction reporting and for algo identification. I’m hopeful that the ‘final’ Technical Standards due later this month will have at least dropped requirements to include static data. Do we really n...
01 September 2015 /regulation
Keith Stonell Managing Director, EMEA at Guidewire
Perhaps it was no surprise that OFCOM declared the UK a Smartphone Society a few weeks ago. Smartphones have become ubiquitous in the UK, which the report more than confirmed as a defining characteristic of how we live, work and play. Among the many fascinating insights was how the report revealed that the smartphone has overtaken the PC or lapto...
Gerard Hergenroeder Retired IBMer and Banking Executive at Payments Shark
Introduction The payment business generates a lot of revenue globally, more than $1 trillion a year today, and it is expected to double in the next ten years. With that kind of current and future revenue it is a clear and present candidate for disruption. There are disruptors spending billions of dollars today trying to get a stake in tomorrow's r...
If there’s one thing that’s going to make a business sit up and listen – its money, especially when it comes to avoidable fines. So, with the Financial Conduct Authority (FCA) listing over £800 million worth of fines to businesses breaching financial principles on its website this year, you would think the industry would be more careful about its ...
01 September 2015 /inclusion
UK consumers have been able to ‘tap & pay’ with their contactless cards for nearly eight years now. Barclaycard issued its first contactless cards as early as 2008 and EAT became the first restaurant chain to accept this simpler, quicker form of payment. The UK is one of the key success stories for contactless, but what have we achieved? We’...
01 September 2015 /payments
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