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1205 Results from 2008

Uri Rivner

Uri Rivner CEO and Co-Founder at Refine Intelligence

Unlucky 100,000

In light of the festive season I decided not to post anything about new threats and emerging headaches. Instead, I decided to shed some light on the work of the good guys. To the good guys! The post below is based on true events. * * * It was early afternoon time at the large, aquarium-shaped room. The set of huge LCD screens at the front of the Co...

/security Online Banking

Retired Member

Retired Member 

Credit Reports - A Tax By Another Name

I've never received a letter quite like the one I received, over the weekend, from one of my credit card providers. It started with the sentence "Please sign and return the attached application form today to be entitled to a copy of your personal Credit Report." No point in beating about the bush, I guess. None of the flowery rhubarb y...

/regulation /retail Transaction Banking

Retired Member

Retired Member 

Toys R US' Communications

Toys R US' comments made me laugh. If police found that the skimming device was used to save PIN and card numbers (meaning that Toys R Us accepts pin authenticated card transactions), then why would Toys R US comment that it wants to see CHIP and PIN introduced in Sweden? So that there will be more standalone terminals requiring PIN and deliver mo...

/security Transaction Fraud Systems and Analysis

Retired Member

Retired Member 

It's Time For Issuers To Play Their Cards Right

The US is introducing new rules that will require credit card issuers to introduce regulatory changes affording greater protection for cardholders. We can anticipate a similar approach to be mandated globally. “And not before time!” cry the members of the public. “The banks have been exploiting us for years. They suck us in with low interest balan...

Retired Member

Retired Member 

Is the PEN mightier than the PIN?

Despite chip and pin and its promise to secure card transactions, what makes the PEN still mightier than the PIN? The answer has something to do with interchange fees and security (zero liability for cardholders). Banks earn more when their cardholders use their cards with the PEN (signature) or when their cardholders use their debit cards as credi...

/security Business Knowledge for IT

Retired Member

Retired Member 

A Strictly Important Lesson To Learn

UK residents couldn't have possibly missed the furore about "Strictly Come Dancing" on Saturday - either as viewers of the programme or as observers of the news media subsequently. The events that have played out, and are still playing through, are a great advert for what happens when you don't think things through properly. There were ...

/retail Transaction Banking

Retired Member

Retired Member 

It's a proprietary strategy!

"It’s a proprietary strategy, I can’t go into great detail." This was the answer that Mr. Madoff, the former chairman of Nasdaq, gave when asked a few years ago how he was able to give such steady returns. He has now been arrested and he’s admitted that his hedge fund was one big Ponzi scheme. This would have been the same answer that yo

Retired Member

Retired Member 

Microsoft release iPhone app

Seadragon is some nifty image manipulation stuff from the talented boffins at Microsoft Live Labs. It allows you to zoom in on images - and keep going. You have to try it to get it - but it's impressive. And now it's available on the iPhone - as yet the only phone with the graphics oomph and interface to support it. More here. You could use it t...

Richard Barr

Richard Barr Principal Associate at Citadel Advantage Ltd.

Is it really all doom and gloom?

I just had a friend phone me to tell me that after almost 12 years at the same firm, he's being laid off. I had another friend phone me yesterday to tell me how horrible his job is now. A couple weeks ago, the British newspapers screamed about 20,000 financial industry jobs evaporating overnight. But does this mean that all is gloom & doom? We...

/payments /regulation

Retired Member

Retired Member 

Getting Ready For Deflation

My private banker's report came in today, his bank's view is very bearish. Finally coming into line with my feeling for nearly 12 months. Probably the most surprising though is the talk of deflation being a real risk, particularly in the UK. I have suspected this but not so soon. Is it getting worse faster than even the bears expected? I think so. ...

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