Andrew Ducker Payments Consulting at Icon Solutions
On 15 July 2025, HM Treasury (HMT) published an update on the work of the “Payments Vision Delivery Committee” (PVDC) to set out the organisational structure for designing and delivering the future retail payments infrastructure for the UK. Make no mistake, this has significant implications for banks and PSPs offering instant payments services and...
11 August 2025 /payments
Alex Kreger Founder and CEO at UXDA Financial UX Design
In the high-stakes world of finance, one belief has been drilled into boardrooms for decades: the early bird catches the worm. In banking, that’s translated into a dangerous mantra — first to market wins. It’s a seductive idea. Banks' CEOs love the headlines. Product teams love the adrenaline rush. Shareholders love the illusion of being ahead of t...
11 August 2025 /retail /devops Innovation in Financial Services
Naina Rajgopalan Content Head at Freo
In the fast-evolving landscape of financial services, staying ahead requires more than just traditional marketing expertise. The sheer volume of data, the complexity of consumer behavior, and the rapid shifts in market dynamics demand a new approach to planning and execution. Predictive analytics, powered by artificial intelligence, is emerging as...
11 August 2025 /people /inclusion
Barley Laing UK Managing Director at Melissa
With around five billion people in the world having access to a smartphone, out of a global population of just over eight billion, a mobile number is quickly becoming a vital part of the identity verification process in KYC and AML compliance, and in the fight against fraud. Traditionally, matching a name to an address has been and continues to be...
11 August 2025 /regulation /identity Digital Identity Management
Francesco Fulcoli Chief Compliance and Risk Officer at Flagstone
From May 2026, the Financial Conduct Authority is bringing in sweeping changes to how payment and e-money firms protect customer funds. These reforms, published in PS25/12, are aimed at fixing weaknesses that have led to big losses when firms failed, in some cases, customers got back less than half of what they were owed. Why now? The payments an...
11 August 2025 /payments /regulation Fintech
Shailendra Prajapati Associate AI Engineer at Compunnel Inc.
In a striking and unprecedented move, the Trump administration has imposed a cumulative 50% tariff on Indian goods, officially attributing it to India’s ongoing purchase of Russian crude oil amid geopolitical tensions following Russia's invasion of Ukraine. While the tariff aims to penalize India for these imports, a closer and more comprehensive ...
11 August 2025 /regulation /markets
Sam Boboev Founder at Fintech Wrap Up
Shopify is betting big that conversational AI agents will become the new storefronts of the internet – and it’s rolling out some ambitious tools to make that happen. If phrases like Model Context Protocol (MCP) and Global Catalog sound like sci-fi jargon, fear not. In this deep dive, we’ll break down Shopify’s Storefront AI Agent strategy, why it ...
10 August 2025 /payments
Shanice Octavia Marketing Associate at Fly Fairly
In 2025, crypto payments are no longer a fringe option for travel bookings. A growing share of travelers are using digital assets to pay for flights, hotels, and experiences. This shift is not evenly spread across age groups. Gen Z is leading the change, with adoption rates significantly higher than millennials and older demographics. The Gen Z Di...
09 August 2025 /crypto /markets
Debasish Mishra GTM at Truffles AI
Credit risk isn’t slow because your model is bad. It’s slow because numbers get retyped multiple times before anyone decides. Clinical studies put manual entry error rates between 0.04% and 6.5% per field, with a well-cited pathology dataset averaging 2.8%-and that’s before those figures get copied into a memo or another system. Multiply that acro...
09 August 2025 /ai /inclusion Banking Strategy, Digital and Transformation
Steve Bradford Senior Vice President EMEA at SailPoint
NIS2 may have been in force since October 2024 but as of July 2025, only 14 out of the 27 EU Member States had transposed the directive into national law. NIS2 was initially introduced to compel providers of essential services, such as healthcare, energy, finance and transport, to enhance their cybersecurity resilience. Yet, for many organisation...
08 August 2025 /regulation /identity Banking Strategy, Digital and Transformation
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