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1270 Results from 2013

Retired Member

Retired Member 

Advancing bank service innovation with BPM technology

Infosys’ recent report into Innovation in Retail Banking highlighted that on the whole banks are embracing innovation. Since last year’s study there has been a seven percent boost in the number of banks that are investing in innovation and now the figure has peaked at 77 percent. The figures may be surprising to some as they overturn the belief tha...

Robert Siciliano

Robert Siciliano Security Analyst at Safr.me

Passwords: Fingerprint, heartbeat or brainwaves?

There is no such thing as a truly secure password; there are only more secure or less secure passwords. Passwords are currently the most convenient and effective way to control access to your accounts. But passwords are a mess. We have too many; sometimes they are all the same, which makes it easier for a hacker; many passwords are “123456” and ea...

/security

Retired Member

Retired Member 

Role of BoE as General Insurance supervisor clarified

Julian Adams, Deputy Head of the Prudential Regulatory Authority and Executive Director of Insurance, has given a speech focused on the Bank of England’s (BoE) role in supervising insurance companies, detailing: how the BoE through the PRA has adapted its supervisory approach to take account of lessons learned from the financial crisis; and how th...

Financial Services Regulation

Retired Member

Retired Member 

Development of Retail Banking in Asia

The Asian Retail banking business has developed rapidly in the past two decades as both economies and businesses have increased in sophistication and wealth. Japan is still the largest retail banking market in Asia, however, China will surpass Japan to be the largest in Asia in 2015. Although China’s market potential is huge, the retail banking ma...

Future Finance

Colin Weir

Colin Weir CEO at Moroku

The Present Bias of Banking

Present Bias refers to the innate human nature to value the short term over the long term. The behaviour is acutely evident in addictions where the value of say smoking a cigarette to overcome the immediate withdrawal effects is valued more than the long term health benefits of not smoking the cigarette. Such bias towards the short term is evident...

Retired Member

Retired Member 

Dashboards on-the-go works better for managers

One of the banking clients that I was managing had close to 750 plus reports generated daily for MIS purpose. I asked them a question - how many are read? The answer was not known to anyone. Banks typically have operational reports, mid-management reports and executive dashboards which are printed daily, weekly and at regular intervals. These repo...

Robert Siciliano

Robert Siciliano Security Analyst at Safr.me

I Really Want My Phone to Be My Wallet

Wallets suck. Seriously. Mine hurts my butt when I sit down. I have to remember to take it with me, and then I’m always afraid of losing it. There’s nothing fun about it. And…well…it’s dirty. It really is—money is dirty, and the cards you hand to people with dirty hands that handle dirty cards all day are dirty. Can we please just use our mobiles ...

/security

Retired Member

Retired Member 

BoE- A framework on stress testing the UK banking systems

The Bank of England (BoE) has published a discussion paper called “A framework for stress testing the UK banking system”. The paper sets out the key features of the proposed stress-testing framework in the medium term. These include: the expected coverage of institutions; considerations around scenario design and the approach to modelling the im...

Financial Services Regulation

David Divitt

David Divitt Senior Fraud Product Manager at VocaLink

What's the link between the price of electronics and fraud?

We all know that fraud has been rising pretty steadily in some form or another over the past decade despite efforts to stem it. We have been able to control areas in which fraud was prevalent by implementing technologies and processes to make it much more difficult for fraudsters to accomplish their crime, but in general, that tends to simply shif...

/security /payments

Retired Member

Retired Member 

EMIR trade reporting: Starter's orders

With the European Securities and Markets Authority (ESMA) having finally authorised the first trade repositories under the European Market Infrastructure Regulation (EMIR), the race to implement trade reporting is now well and truly on! To be clear, as of the 12th February all derivatives trades (both exchange traded and over the counter) falling u...

/regulation

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