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1147 Results from 2019

Retired Member

Retired Member 

Open Banking vs. Screen Scraping: looking ahead in 2019

The sharing of customer transactional data in the UK will undergo a significant change in September 2019, with legislation coming into effect due to end the decade old practice of screen scraping. In the past, screen scraping allowed third party companies to access financial transaction data by logging into digital portals on behalf of a financial

/retail Fintech

Retired Member

Retired Member 

Data - it's what you do with it that counts

The volume, variety and velocity of data created in the digital age is making data usage a strategic priority for banks of all sizes. Data is often described as the ‘new currency’, and rightly so, as the ability to create value from this ever-growing resource will determine future success. Of course, data has always been valuable, but there are th...

Data Management 101

Steve Britton

Steve Britton Client Services Director at CloudTrade

Electronic Invoicing in the UK Public Sector, post Brexit

Electronic Invoicing in the UK Public Sector, post Brexit – how close are we to achieving a digital government? It has been over 4 years since the UK Government’s enquiry into electronic invoicing (‘e-invoicing’) in the public sector, and the report that was published shortly afterwards. But where are we today? Are the benefits to e-invoicing fully...

Electronic invoicing

Retired Member

Retired Member 

One year on and none the wiser

MiFID has achieved the rare feat of becoming a genericized trademark. In the same way that Xerox stands for copy machines in general, MiFID has turned into a synonym for all financial markets’ regulation. Thinking about its scorecard on its first birthday, whether MiFID II really is ground-breaking, or deserving remains debatable. However, there i...

/regulation /wholesale

Retired Member

Retired Member 

Processing Chargebacks in a Card-less Society

According to Forex, the UK is currently the third most cashless society in the world, pipped to the post by Canada and Sweden, which were found to be ahead of the trend in ditching cash. However, new technologies in biometrics, wearables, QR codes and NFC combined with massive investments in mobile broadband and smartphone technologies, means that...

Matt Smith

Matt Smith CEO at SteelEye

MiFID II - One Year On

We are close approaching the 1st anniversary of the most anticipated regulatory change in recent years – MiFID II. Sweeping into force on January 3, 2018 MiFID II brought with it a huge overhaul of the financial services industry that aimed to increase transparency, reduce costs for investors and clampdown on market misconduct in the financial ind...

/regulation Banking Regulations

Ketharaman Swaminathan

Ketharaman Swaminathan Founder and CEO at GTM360 Marketing Solutions

Tap's Loss Is Dip's Gain - Or The Attitude That Will Kill Contactless Payments

India's central bank-cum-banking regulator Reserve Bank of India relaxed the two factor authentication mandate for instore card payments below INR 2000 (~US$30). This means that you can pay with credit or debit card at a store without entering a PIN for purchases below INR 2000. Ever since that announcement was made, card issuers and acquirers hav...

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