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1148 Results from 2018

Steve Wilcockson

Steve Wilcockson Product Marketing at Quantexa

7 Chief Risk Officer Priorities for 2018

Last January I posted 7 Chief Risk Officer Priorities for 2017, based in part on the preceding December’s RiskMinds Conference in Amsterdam, a conference highlighting the worries and interests of Chief Risk Officers and their risk managers. A lot can happen in a year, so I have repeated the exercise. Some topics have carried over such as model go...

/ai /regulation Financial Risk Management

Retired Member

Retired Member 

Six trends in retail banking to watch out for in the coming year

With an eventful year for fintech behind us, it is now time for crystal ball gazing for 2018. At this time last year, I predicted that in 2017 blockchain applications will start to trickle down to retail banks, cloud services become the new normal, and we’ll see new authentication technologies, the Internet of Things (IoT) and the ‘Facebook effect...

/regulation Digital Banking Trends

Vinod Sharma

Vinod Sharma CTO - FinTech Domain at Econet Wireless Zimbabwe

FinTech - Machine Learning and Recommenders

I was invited as Keynote speaker in GCC Blockchain event in Dubai on 22 and 23 November 2017. I advocated for my area on AI and its subfield for FinTech. Also gave me lot of insight on how Blockchain can equally disrupt FinTech of rather doing it along with AI. In line with a Dubai goal towards making it the first Blockchain-powered government in ...

/ai Fintech

Patrick Chambeau

Patrick Chambeau Director of Marketing at IPC

How Capital Markets Infrastructure Providers are transforming the industry

Over the last 10 years, I have seen significant changes in global capital markets. Faced with technological disruption and regulatory forces, buy-side and sell-side participants, custodians, and market infrastructure and financial technology providers have all been forced to readdress their business strategies. With this in mind, I wanted to share...

Capital Markets Technology

Retired Member

Retired Member 

Open Banking: Will It Impact Bank Account Switching?

Over time, BACS Account Switching stats can provide useful insights into the impact Open Banking has by measuring the volume of movement between UK current account providers. The latest stats cover Q1 2017 and reveal the following: - Nationwide Building Society is the clear winner with a net gain of 38,000 thanks to heavy promotion, offering high ...

/retail Open Banking

Myles Stephenson

Myles Stephenson Chief Executive at Modulr

Seven things you probably should know about PSD2, but were never told

January 13 was the deadline for the much-anticipated Second Payment Services Directive, or PSD2, to become national law in EU Member States. In the UK, PSD2 was implemented within the 2017 Payment Services Regulations, which are enforced by the Financial Conduct Authority (FCA). Much of the focus around PSD2, understandably, has been on open banki...

/payments Open Banking

Retired Member

Retired Member 

PSD2: Short Term Pain, Long Term Gain

The information on PSD2 can be overwhelming and confusing to both the average person and tech genius alike. This post aims to simplify the mandated requirements within PSD2 and provide insight on how Financial Institutions can embrace and respond to this initiative. Most importantly, it aims to raise excitement as this regulation will change the b...

Open Banking

Retired Member

Retired Member 

What might 2018 bring for the ATM channel?

The future role of the ATM as a self-service channel is continually debated, with many experts questioning it's value in an ever-changing digital world. Smartphones, cashless, e-Payments and card are often seen as more important. In 2017 however, the ATM witnessed many changes, innovations and product launches that highlights it is still very im...

/retail

Retired Member

Retired Member 

Millennials Choose Bitcoin Over Bonds

One third of millennials would rather invest $1,000 in bitcoin than in government bonds or stocks That’s according to a recent survey of 2,000 people conducted by Blockchain Capital. Unfortunately, it’s hard to imagine that the sentiment actually stems from a libertarian ideal to rid monetary systems of the state. But here’s the thing. It is true ...

Vishwanath Thanalapatti

Vishwanath Thanalapatti Analytics at Temenos

Quo Vadis? Artificial Intelligence

In recent times the terms 'Artificial Intelligence' (AI), 'Machine Learning' (ML), 'Deep Learning' (DL) has gained much currency and established itself firmly in the context of 'Big Data' and 'Analytics'. Primarily these are software programs that analyse information and make decisions. Collectively let us call it the 'Brain'. That is how these ar...

/ai Capital Markets Technology

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