1148 Results from 2018
Retired Member
The convergence of communications and collaboration tools has created an increasingly complex set of interactions among multiple parties over a wide range of channels. The challenge for regulated enterprises is not only how to capture these messages and immutably store them in a useful format, but also to do so in a way that enables them to comply...
22 February 2018 /regulation Financial Services Regulation
Most business startups usually begin with high hopes and investor confidence. However, a few circumstances can either make or mar any business startup. A comprehensive research conducted by experts has shown that business startups within the first year often capitulate due to a myriad of reasons. The salient requirement for any business to prosper ...
22 February 2018 /startups Fintech innovation and startups
Pooja Golakonda Lead Consultant at Edgeverve
Next Tide: We need to be ready The Indian Rural Banking landscape has just seen a major transition, by way of Financial Inclusion under the guidance of RBI. It started with Small savings accounts, Agency banking channel, Aadhaar number, Pradhan Mantri Jan Dhan Yojana, BBPS, BHIM, AEPS payments, UPI etc. First time in the history of India’s Banking...
22 February 2018 /ai /inclusion
Since January, crypto currencies are seeing their market cap shrink severely. All regulation issues aside, one of the biggest criticism is that people fail to see the proper application of the technology in improving everyday challenges and therefore are just considered a mere tool for financial speculation Although many ICOs promise products or p...
21 February 2018 Asia Financial Services
Bob Lyddon Consultant at Lyddon Consulting Services
Yesterday Reuters published an article entitled "Restive bond markets may complicate ECB's exit plans". This was a piece speculating about how and when the ECB can taper off and finish its Asset Purchase Programme ("APP"), its version of Quantitative Easing. The piece stated that "Currency strength and a doubling of benchma...
21 February 2018 SEPA and European Payments
Vishwanath Thanalapatti Analytics at Temenos
Indian banking system is reeling under a series of reported frauds in the last few weeks. The mother of all is the USD 1.7 billion at PNB (Punjab National Bank) which is amongst the top public sector banks. Modus Operandi: An Indian bank (A) issues an LOU (Letter of undertaking) at the request of a corporate to a bank in a different country (B), gu...
21 February 2018 /regulation Financial Risk Management
Is it too frustrating to wait for an outcome on your mortgage, credit card OR a personal loan application? New age customers, expect a ‘Near real time onboard and transact’ experience and don’t shy away from opting out of the application process if they experience excessive waits. Not to mention, this leads to high abandonment rates (~50-80% in ca...
21 February 2018 /retail Digital Banking Trends
After years of development, drafting, deliberation, debate, delay, denial and deferment, MiFID II is finally, for the most part, in effect. Buy-side firms now face the combined challenges of implementing those residual requirements that were not enacted on January 3, 2018. And, of course, ensuring that what has already been implemented achieves fu...
21 February 2018
In the highly competitive world of investment banking, exceeding customer requirements is the only sure-fire way to guarantee market share. As such, investment banks need to be able to deliver reliable results quickly, while keeping an eye on how they can innovate within the field. At surface level, connectivity, specifically for investment banks ...
20 February 2018 Innovation in Financial Services
If you are currently saving into a Help to Buy ISA, you could increase what’s in your pot with a £1,100 bonus, if you transfer into a Lifetime ISA (LISA) before this tax year is out. A loophole means that money saved before the LISA was launched last year can be moved before the end of the tax year without breaching the product’s limit of £4,000. ...
20 February 2018 /inclusion
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