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Dmitry Dolgorukov

Dmitry Dolgorukov CEO at GiniMachine

How AI and ML Will Be Transforming Banking and Finance

Artificial intelligence and machine learning remain the hottest topic in the financial world for the past few years. By adopting smart solutions, companies get a huge competitive advantage to cope with the changing industry landscape. AI provides a deeper understanding of customer needs and empowers business processes. Companies can optimize and q...

/predictions Banking Strategy, Digital and Transformation

Dmitry Dolgorukov

Dmitry Dolgorukov CEO at GiniMachine

Out-of-the-Box vs Custom vs Configurable Software: What’s for Lenders?

These days almost every lender or credit union needs to automate their credit-granting processes to meet customer needs. Hence they face a challenge - purchase of an off the shelf software or invest money in one and only solution. OOTB might be crowded with functions, while custom development time is far too long. The alternative is configurable s...

/retail Banking Strategy, Digital and Transformation

Dmitry Dolgorukov

Dmitry Dolgorukov CEO at GiniMachine

AI for Credit Risk Management: Banking and Finance

A strong credit risk management system in combination with AI and ML technologies can not only mitigate financial risks but also level up the effectiveness of decision-making processes, increasing a company’s profit. According to Statista, the number of only FDIC-insured commercial banks in the U.S. over the last 20 years reduced by half. It sugg...

/startups Banking Strategy, Digital and Transformation

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