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Breana Patel

Breana Patel CEO | Thought leader in Bank Risk & Regulations at Bonova Advisory | Risk &Regulatory Advisory

Top 10 tips for building RPA Center of Excellence

How Disruptive Technology Can Help Financial Institutions As financial institutions race to improve operational efficiencies, robotic process automation (RPA) has emerged in recent years as a way to help financial institutions reach a new level of operational excellence. RPA disrupts the existing business model by modifying existing systems to auto...

Digital Banking Trends

Breana Patel

Breana Patel CEO | Thought leader in Bank Risk & Regulations at Bonova Advisory | Risk &Regulatory Advisory

How AI is transforming Trade settlements

Banks are investing heavily in disruptive technologies to boost operational efficiencies including within the post-trade settlement process. The technology financial executives are turning to is called artificial intelligence. Artificial Intelligence is a group of technologies that are designed to emulate human cognitive functions and traits. AI ca...

/ai Capital Markets Technology

Breana Patel

Breana Patel CEO | Thought leader in Bank Risk & Regulations at Bonova Advisory | Risk &Regulatory Advisory

Blockchain in Capital Markets

How Blockchain Technology Helps With Trade Reporting With the interconnectivity of the global capital markets, U.S. multinational financial institutions must report to not only U.S. regulators but must also ensure their foreign offices comply with overseas regulators like the European Central Bank. In this article, we’ll analyze how Blockchain tech...

Capital Markets Technology

Breana Patel

Breana Patel CEO | Thought leader in Bank Risk & Regulations at Bonova Advisory | Risk &Regulatory Advisory

How can Blockchain Help with AML KYC

BlockChain For AML/KYC How Blockchain Enhances Regulatory Reporting Financial institutions are racing to invest in technology that allows real-time reporting to adhere to regulatory rules set out by various agencies and The Federal Reserve Bank. This process includes compiling, tracking, and storing massive amounts of data to be parsed out and rep...

/regulation Business Knowledge for IT

Breana Patel

Breana Patel CEO | Thought leader in Bank Risk & Regulations at Bonova Advisory | Risk &Regulatory Advisory

Transparency in processes at Holistic level and Data Governance can help FIs meet MIFID II requireme

Data Governance Policies Need To Be Updated MiFID II is a new exhaustive financial regulation being implemented in Europe as of January 3rd. However, the sweeping legislation won’t only impact European banks. Even U.S. financial institutions are grappling with the changes as they race to implement the necessary changes globally. Also, current U.S. ...

/regulation Financial Risk Management

Breana Patel

Breana Patel CEO | Thought leader in Bank Risk & Regulations at Bonova Advisory | Risk &Regulatory Advisory

FinTech, RegTech and SupTech

How FinTech And RegTech Are Transforming The Financial Industry FinTech is the application of new technologies by financial institutions to connect and better serve consumer and business customers. FinTech has permeated throughout virtually every department including consumer banking, business lending, online banking, trading, and wealth managemen...

/ai Innovation in Financial Services

Breana Patel

Breana Patel CEO | Thought leader in Bank Risk & Regulations at Bonova Advisory | Risk &Regulatory Advisory

Risk of Misunderstanding Cyber Security

Risks of Misunderstanding Cyber Security The financial services sector has been through tremendous adversity since the Great Recession. Institutions have emerged from the financial crisis only to find tougher regulations and constant threats from cyber attacks. In fact, these recent cyber attacks and data breaches are changing the way banks operat...

/security /regulation Business Knowledge for IT

Breana Patel

Breana Patel CEO | Thought leader in Bank Risk & Regulations at Bonova Advisory | Risk &Regulatory Advisory

How Suptech will revolutionize the Regulatory Watchdogs

Imagine a capital markets desk of a financial institution where a trader is about to press enter on the keyboard to initiate a market position when a message pops up on the computer screen from a regulatory agency notifying of a compliance violation before the trade is entered. With the emergence of SupTech, that day is closer than you think. As...

/ai Financial Services Regulation

Breana Patel

Breana Patel CEO | Thought leader in Bank Risk & Regulations at Bonova Advisory | Risk &Regulatory Advisory

AI implementation in AML at HSBC sees a considerable reduction in compliance costs

Current AML Techniques In today’s world, we tend to combat money laundering efforts with regulation-based account surveillance and ordinary KYC systems, when in all honesty these techniques will not hold up in the ever-changing world of financial delinquency. For one, the Risk Based Approach (RBA) used by financial institutions for AML complianc

/ai Financial Services Regulation

Breana Patel

Breana Patel CEO | Thought leader in Bank Risk & Regulations at Bonova Advisory | Risk &Regulatory Advisory

Stress Testing in Banks

Stress testing has been a much-favoured simulation technique used by banks to evaluate the risk of having insufficient capital during tough times. Large financial institutes have been using stress tests as a form of scenario analysis ever since the early 1990s. They have become increasingly popular, however, after the worldwide financial crisis tha...

/regulation Financial Services Regulation

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