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Thomas Pintelon

Thomas Pintelon Head of Strategy at Capilever

Why lending against investments is an underexploited retail and SME market opportunity

Lending against liquid marketable assets like securities and bonds, has been around for quite some time. We could say that the Lombards who conquered Italy in the 6th century, and settled in the northern region that became known as Lombardy, invented this first form of liquid asset based lending (LABL), often referred to as Lombard lending. Nowada...

/inclusion Innovation in Financial Services

Thomas Pintelon

Thomas Pintelon Head of Strategy at Capilever

How sandboxes and prototyping labs enable banking innovation

Banks are looking for new ways to come up with fresh ideas and be more agile in their product development. Often they are hindered by their legacy technology stacks, which limit their ability to go fast. Overcoming this obstacle often requires a far-reaching core system transformation. Then again, banks can’t simply jump and surgically remove the h...

Thomas Pintelon

Thomas Pintelon Head of Strategy at Capilever

GLUE IT TOGETHER - Innovate digital banking

How will financial institutions drive innovation in tomorrow’s digital world ? Towards digital Integration Open source innovation is becoming more widespread with financial institutions focusing on the power of the crowd and making their APIs available for new FinTech players and API developers. The contemporary bank will benefit largely from the...

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