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Two years on from the launch of Open Banking in the UK and we’ve seen a wave of innovation which has transformed the way we all manage, move and make the most of our money. Experian is behind many of ...
Data underpins the modern economy. Every single day, Experian processes more than 100,000 applications for credit cards, mortgages, loans and current accounts and more than 500,000 soft searches, help...
Financial exclusion is a significant issue, particularly here in the UK. It results in many people finding it difficult it difficult to access basic banking services or facing severe restrictions on t...
It’s been an unusual summer. England’s footballers reached their first World Cup semi-final in 28 years, while the heatwave has caused meteorologists to make comparisons with weather 42 years ago. Now...
Today’s customer expects to be able to access the products and services they want with the push of a button. This includes a wide range of financial products available on digital platforms. Research s...
As the Financial Conduct Authority explains: “Consumer credit has a key economic function and is a largely beneficial activity. Most borrowers repay without difficulty and without financial distress.”...
This week is the 9th annual ‘My Money Week’, the national activity week for primary and secondary schools that aims to improve the skills, knowledge and confidence of the younger generation in money m...
Ten years ago, the Bank of England interest rate sat at 4.75% Now? Now it sits at the unhappily low rate of 0.25%. To put this in perspective, on a £150k mortgage over 25 years, today’s payment would ...
Every once in a while, a new group of people comes into the focus of politicians. In the early 2000s the priority was Pebbledash People, who were middle income families living in three-bedroom houses....
The last decade has seen a significant amount of change in the world of mortgage lending, a level of change few financial industries have experienced. Mortgage lenders have paid attention to the empha...
£3.6 billion. That’s the total UK private renters are paying for rent each month. When you pair this with increasing house prices, it’s not difficult to see why getting on the first rung of the proper...