Anton Roe CEO at MHR
The modern finance function is under intense pressure as costs are on the rise and anxieties about sustaining performance and productivity loom large. The need for agility across a company can often come into conflict with the financial need for stability. This is especially given finance professionals value certainty more than anything else, ratin...
04 November 2025 /ai /people High performing teams
Retired Member
Financial institutions have the responsibility to keep their customers’ money and private data secure at all times. Regulations get stricter. Threats grow sharper. Maintaining a rock-solid defense in-house stacks up heavy on costs, staff, and constant upgrades. Turning to a managed security service provider makes sense for many financial organisati...
04 November 2025 /inclusion
Muhammad Qasim Senior Software Developer at PSPC
Fintech is entering a new structural era. The old era was built on channel arbitrage, low CPMs, and abundant user attention. Growth teams could drive results by simply spending money more efficiently than competitors. But now, paid acquisition returns are flattening, privacy restrictions are expanding, platforms are more unpredictable, and custome...
03 November 2025
John Griffin Founder at m3ter
You have just launched a groundbreaking AI feature. It is sticky, powerful, and customers love it. But then comes the real challenge: pricing. Unlike traditional SaaS, AI products have real, variable costs. Every token, every API call, every inference adds up. One high-usage customer can quietly destroy your unit economics. In other words, you migh...
Shikko Nijland CEO at INNOPAY Oliver Wyman
AI agents are starting to transact on behalf of humans. Whether mainstream adoption arrives in three or five years is secondary. What matters is readiness—defining digital mandates, verifying agent identity, and allocating liability before scale arrives. Europe can lead if it builds a trusted framework for agent-initiated payments now. From human...
03 November 2025 /ai /payments Payments strategies 2015-2020-2030
Fergus McKie Marketing at Planixs
The Single Euro Payments Area (SEPA) has been enhanced to enable instant payments across Europe: 24 hours a day, every day. Jointly led by the European Payments Council (EPC), the European Central Bank (ECB), and the European Union (EU), this mandate is writing a significant chapter in banking history by opening instant payments up across all coun...
03 November 2025 /payments /wholesale Treasury Management
Laurent Descout CEO at NEO Capital Markets
Payments have become the backbone of fintech. Once considered an unglamorous back-office function, they are now at the forefront of innovation and the breakout leader of the fintech sector. In 2022, PayTechs were estimated to make up 25% of fintechs. Fast forward to 2024, and payments equate to 55%, or $126 billion, of the $378 billion in global f...
03 November 2025 /payments
Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,
How will the trust layer work in practise? Feel free to improve ChatGPT's take: When credentials are not anchored in law, the missing legal authority must be compensated with community-governed trust frameworks — aka rulebooks. These rulebooks make the credentials verifiable and usable even without legal mandate. Here’s what’s typically need...
02 November 2025 /ai /identity Innovation in Financial Services
The now very strong focus on organisation wallet deployment is motivated by getting the right to promise citizens - at home and at work - that life will become big time easier and more secure. This happens when states, municipalities and enterprises can send and receive all sorts of verifiable credentials to - and receive from - interoperable wall...
Prasoon Mukherjee Director | Head of Securities Services | GSC-India at Societe Generale Bank
A few weeks ago, I found myself in conversation with a former colleague, an engineer of rare brilliance, once a standout performer at a premier financial institution. Though he had since charted a new course professionally, he remained tethered to the ethos of the place that had shaped his formative years, drawn by a quiet reverence for the organi...
02 November 2025 /people /identity High performing teams
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