Shikko Nijland CEO at INNOPAY Oliver Wyman
The Drift Paradox: Agentic AI will force FS to prepare for Continuous Realignment Financial services has spent years preparing for “AI drift,” usually defined as models losing accuracy over time. This definition made sense when AI was mostly predictive and static. But the industry is now entering a different regime: agentic AI — systems that observ...
26 November 2025 /ai /payments Artificial Intelligence and Financial Services
Shushant Sudarshan Executive at Appinventiv
Living in a more digital world day after day, online financial transactions have become common in daily life. Along with the convenience in digital banking, shopping, and investments, the chance of beginning cyber threats in forms such as hacking and data breaches grows. The term 'sensitive financial information' refers to any detail of a person...
26 November 2025
Konstantin Rabin Head of Marketing at Kontomatik
The digital world has created new opportunities for both convenience and spending. From streaming platforms to subscription boxes, online shopping to mobile gaming, almost every aspect of daily life now involves digital transactions. While this shift has made things easier for us, it has also introduced new financial pressures. For example, many p...
Chris Holmes Managing Director at PayTech Consulting
False declines are legitimate debit and credit card transactions that are declined due to overly sensitive fraud detection methods and algorithms. This can be a big deal for merchants and banks alike. A recent JP Morgan Payments and Data Intelligence article reported that, while actual fraud loses represent an estimated 7% of the total cost of fr...
25 November 2025 /payments
Anand Vaidya Principal Solutions Consultant at Icon Solutions
Every bank today is navigating a relentless stream of new requirements: ISO 20022 adoption, 24x7 real‑time rails, open banking mandates, digital currency experiments, and the practical application of AI across risk and operations. These trends all point to a single strategic need, a consolidated, flexible payments infrastructure that can support an...
25 November 2025
Joris Lochy Product Manager at Intix | Co-founder at Capilever
In recent years, financial institutions have been making increasingly bold decisions about who they are willing to bank. The practice of debanking (closing or denying accounts based on perceived risk or unprofitability) has shifted from back-office policy rooms to the center of public, political, and legal debate. For example, the Nigel Farage–Co
25 November 2025 /regulation /inclusion Financial Inclusion
Rohan Parikh Rohan at Parikh
PE firms have plenty of AI demos and pilots, all promising faster diligence and instant EBITDA lift. The problem is most of them fail when people try to use them in their actual daily work. In other words, when an investment team member applies AI and is up against messy data, tight deadlines, auditing requirements (i.e., the messy reality of how ...
25 November 2025 /ai /startups Alternative Investments
Julia Streets CEO and Founder at Streets Consulting Ltd
I recently had the privilege of chairing the Women in Payments Dubai Symposium and listened to a fascinating discussion on the importance of male allyship in achieving gender parity. As a female founder and CEO working with start-ups, scale-ups, global organisations and industry trade bodies in the financial services sector, but also in my capacit...
Priyanka Rao Content Strategist
How Banks Can Balance AI Automation With Real Human Support Banks face rising contact volumes, shrinking patience levels and pressure to resolve issues faster. AI offers speed. Customer support outsourcing offers scale. Neither solves the real problem alone. Customers expect automation to work for simple tasks and a human to step in the moment mon...
25 November 2025 /ai /regulation
John Bertrand MD at Tec 8 Limited
Financial fraud has become one of the UK’s most damaging, persistent, and underestimated national threats. The appointment of the UK’s first Fraud Minister marks a decisive moment—one that could, if executed effectively, reshape the country’s economic resilience, restore its global leadership in financial services, and provide meaningful protectio...
25 November 2025 /payments /crime The future of Payments in Europe
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