Join the Community

23,396
Expert opinions
42,305
Total members
310
New members (last 30 days)
182
New opinions (last 30 days)
29,111
Total comments

Latest expert opinions

clear
clear
Carlo R.W. De Meijer

Carlo R.W. De Meijer Owner and Economist at MIFSA

SWIFT and CBDC projects: successful experiments

Early October SWIFT launched two publications describing the results of two important experiments, one on interoperability and the other on tokenization. In these publications SWIFT has laid out its blueprint for a global central bank digital currency (CBDC) network following an 8-month experiment on different technologies and currencies. SWIFT t...

/crypto Blockchain Observations

Carlo R.W. De Meijer

Carlo R.W. De Meijer Owner and Economist at MIFSA

The state of CBDC projects: lessons learned

The future of the financial world will be digital. But it is becoming clear that this world will not be dominated by privately-issued crypto assets like crypto currencies such as Bitcoin or even stable coins. It is becoming all the more likely that it will be central bank digital currencies (CBDCs) that are digital versions of nation’s fiat money ...

Carlo R.W. De Meijer

Carlo R.W. De Meijer Owner and Economist at MIFSA

Blockchain and the Music Industry: Singing the Blues again

I am a music fan. Of all sorts, from classic, to pop, to etc. In the sixteenths I visited the National Jazz and Blues Festival in Plumpton South England. And there I saw Deep Purple for the first time. It was great. Recently I read that, notwithstanding the music industry is an incredibly big business, many artists still have a pover life. This whi...

/crypto Blockchain Observations

Carlo R.W. De Meijer

Carlo R.W. De Meijer Owner and Economist at MIFSA

EU crypto regulation: global cooperation or competition?

Finally, after two years of intensive deliberations, EU legislators have reached a provisional agreement on its landmark Markets in Crypto Assets (MICA) directive, that is aimed to govern the crypto space in Europe for the years to come. The recent crypto market crash shows how highly risky and speculative crypto currencies are. It confirmed th

Carlo R.W. De Meijer

Carlo R.W. De Meijer Owner and Economist at MIFSA

Unstable stable coins: how to regulate?

The crypto market was shocked by the sudden collapse of the third largest stablecoin TerraUSD early May. Long-time isolated from the falls in crypto coins like Bitcoin and Ethereum, stablecoins were designed to sidestep crypto volatility and supposed to remain stable across the crypto ecosystem. The significant crash of TerraUSD that lost more tha...

/crypto Blockchain Observations

Carlo R.W. De Meijer

Carlo R.W. De Meijer Owner and Economist at MIFSA

Central Banks Digital Currencies: what may it bring for banks?

The future of money is digital, according to a new global CBDC index from Price Waterhouse Cooper (PwC). This year’s Index shows that central banks are “ramping up” activity in the digital currency space. It is estimated that more than 80% of central banks worldwide are considering launching a central bank digital currency (CBDC), which some have ...

/crypto Blockchain Observations

Carlo R.W. De Meijer

Carlo R.W. De Meijer Owner and Economist at MIFSA

Crypto in the frontline: victim or survivor

The war of Russia versus its neighbour Ukraine has triggered many countries from the West to impose severe sanctions, mainly aimed at hurting the oligarchs around president Putin. They are trying various ways to evade these sanctions as much as possible. Western countries led by the US now also have put crypto on the sanction list, as there are

/crypto Blockchain Observations

Carlo R.W. De Meijer

Carlo R.W. De Meijer Owner and Economist at MIFSA

Blockchain, crypto mining and the environment: towards sustainable solutions

Blockchain has always been presented as providing speed, efficiency and low costs. But there is also a flipside. Since the crypto industry is booming, including DeFi and NFT, and blockchain technology is going more mainstream the discussion of their negative impact on the environment is heightening. Blockchain consumes huge amounts of energy and t...

/crypto Blockchain Observations

Carlo R.W. De Meijer

Carlo R.W. De Meijer Owner and Economist at MIFSA

Main blockchain and crypto trends in 2022: unexpected expectations

For me it is becoming a sort of tradition. Writing a blog about the upcoming trends in the Blockchain and crypto arena for the next year and beyond. A year ago I concluded with the sentence: always expect the unexpected. And unexpected was the upcoming of the DeFi market, as well that of NFT. But also a growing number of traditional banks entering...

/crypto /predictions Blockchain Observations

Carlo R.W. De Meijer

Carlo R.W. De Meijer Owner and Economist at MIFSA

What is holding back blockchain adoption and what should be done?

Early this year I wrote a blog about the existing technology challenges that were holding back a more massive adoption of blockchain technology and of possible solutions that may tackle these. Though blockchain has many advantages this technology still has a lot of growing pains to go through before it could unlock its full potential. So I was won...

Now Hiring