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Konstantin Rabin

Konstantin Rabin Head of Marketing at Kontomatik

How important is a domain name for financial companies?

When you think about financial companies, a domain may be one of the least important features for you. You may want to know more about the “spreads” and the “leverage” if it is a broker. But, like it or not, the financial company is still a company and therefore requires really good branding in order to make marketing an enjoyable process for its ...

/startups Marketing in Financial Services

Konstantin Rabin

Konstantin Rabin Head of Marketing at Kontomatik

Risks, Frauds And Best Technologies To Fight Them

Online banking didn’t eliminate the opportunities for thieves. Moreover, it even helped the criminals do their deeds. Armed bank robberies still happen and crooks have new doors to break in: now they use hacking and social engineering to steal your money. This is why it’s essential for financial institutions to constantly monitor user activities a...

/inclusion Innovation in Financial Services

Konstantin Rabin

Konstantin Rabin Head of Marketing at Kontomatik

Banking Data For Third Parties

Money is not the only thing banks store in their premises. The other valuables are counted in bytes — or even petabytes, i.e. client data. Everything about customers, from their personal information to incomes, spending, shopping habits, their investments, insurances and so on, is kept in bank databases. And banks are not willing to share these re...

/retail Innovation in Financial Services

Konstantin Rabin

Konstantin Rabin Head of Marketing at Kontomatik

Can Banks Become New Video Stores?

Some time ago, I read an article by a former employee of a video store, which vanished from the surface because of the supremacy of video streaming services like Netflix or Hulu. Although the store survived much bigger competitors such as Blockbuster, it couldn’t live longer with constantly declining customer base. People simply changed their pref...

Innovation in Financial Services

Konstantin Rabin

Konstantin Rabin Head of Marketing at Kontomatik

Brexit And Fintech: What Will Happen?

Brexit still remains a hot topic in the media. The consequences of the British referendum will have—well, they already do—a profound impact on the world’s economy. Fintech companies are no exception to this and they will face new challenges when the UK is definitely out of the EU. What should fintech players expect in the new reality with Britain ...

/inclusion Innovation in Financial Services

Konstantin Rabin

Konstantin Rabin Head of Marketing at Kontomatik

The Past And The Future of Banking

In the last century, banks faced two major crises, which resulted in economy collapses, bankruptcies, new regulations and a more secure environment. In 1929, just before the Great Depression, the banking system crashed, because there was huge unbalance between deposits and loans – around 1:9 – and no or scarce government guarantees and regulatio

Innovation in Financial Services

Konstantin Rabin

Konstantin Rabin Head of Marketing at Kontomatik

What If Google Made Fintech

Google Company — now renamed to Alphabet — started as an academic project on Stanford University exactly 20 years ago. After these two decades Larry Page and Sergey Brin, the students, who developed BackRub search engine that became the foundation for Google.com, are leading one of the biggest companies in the world (listed #40 on Fortune 500 an

/retail Innovation in Financial Services

Konstantin Rabin

Konstantin Rabin Head of Marketing at Kontomatik

Three Sectors Lost By Banks

There were the times when banks had almost everything. They offered deposits, loans, cards, money transfers, currency exchange, insurances and so on. And the most compelling thing was that they had almost no or little competition. Unfortunately for banks, these times are over. New players on the market found their niches to challenge the big ones. ...

/payments /retail Innovation in Financial Services

Konstantin Rabin

Konstantin Rabin Head of Marketing at Kontomatik

How did I Explain Banking API to My Grandma

Recently I've made a post about the importance of preparing for PSD2 already now. Even though it got quite popular, I thought to myseulf - why don't we take a step back and focus on expaining banking API in very simple words? I got inspired by the title of an article "How I Explained Blockchain to My Grandmother" and decided to make a s...

/retail

Konstantin Rabin

Konstantin Rabin Head of Marketing at Kontomatik

Why Banks Need To Start Preparing For PSD2 Already Now

The PSD2 directive will be effective starting from January 2018 — a plenty of time it seems. However, two years for EU member states and banks to incorporate new regulations are in fact very tight schedule. Meeting new directive requirements means to banks a lot of work on infrastructure. They typically rely on legacy systems with monolithic struct...

/retail

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