Shyam Khandelwal Business Analyst at HSBC
Do we really need the money as we know it today, in the future? The world is moving fast towards digitalization of financial transactions. The level of innovation happening in payments space is mind boggling. Governments are realizing the benefits of digital transactions and the negatives of cash, as a result, the usage of notes and coins is decre...
27 August 2019 /payments Banking Strategy, Digital and Transformation
Background The other day I was shopping on Amazon and Flipkart online. I chose a mobile to buy and on the same page, another section came up which had information displayed for a mobile cover and a screen protector for that mobile. The site also created a combo deal of all 3 items (mobile, cover and protector) and gave the total amount which needs...
05 September 2017 /retail /wholesale Futuristic Banking
Banks and Customer Health ‘Health is Wealth’ is an age old saying. Banks have been traditionally associated with ‘Wealth’ part of the customers, but I believe now it’s a high time for the Banks to be involved in the ‘Health’ part also. Being a part of customers’ health regime is the new mantra. It has dual benefits, it does help the customer in...
05 January 2017 /retail
Background on Smartphones market dynamics IN the recent years, mobile phones have turned out to be one of the best inventions by men. Today, its difficult to think about life without a mobile phone in hand. Smart phones have given different meaning to most of the activities these days, be in banking, travelling, personal upkeep, keeping in contact...
30 July 2016 /retail
News stories are filled with some kind of AML breaches, frauds in Banking and Financial sector across the world almost daily. Also it’s not uncommon to see the Banks getting penalized or fined by the regulatory authorities for not maintaining proper processes in place to avoid these kinds of incidents. With the increased focus on AML, Terrorist fi...
07 September 2015 /regulation
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