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Marc Murphy

Marc Murphy CEO at Fenergo

Customer Experience: The Competitive Battleground for Financial Institutions

In an increasingly fast-paced and digital world full of hype and buzzwords, it seems like the focus can often be on implementing new and innovative technologies without considering the main purpose of digitalization: to create a better customer experience that increases both wallet and market share. Customer experience is no longer just an added b...

/regulation /sibos Banking Strategy, Digital and Transformation

Marc Murphy

Marc Murphy CEO at Fenergo

Managing Regulatory Data is Key to Faster Compliance and Client Onboarding

It’s been a calamitous few years for investment banking. Between profit slumps, job cuts, unprecedented fines for non-compliance and the incessant onslaught of regulatory pressures, it’s been one controversial crises after another. So much so that financial institutions have been busily retrenching and reducing the size and importance of their inv...

/regulation /wholesale Financial Services Regulation

Marc Murphy

Marc Murphy CEO at Fenergo

7 Ways to Improve Regulatory Document Management

At a recent AML event, a speaker from a global financial institution claimed that regulatory coverage of documentation was a hugely problematic and thorny issue for his organisation. In fact, judging by the nodding heads in the audience, it’s a problem for most financial institutions. Documentation is required to show evidence of compliance and do...

Marc Murphy

Marc Murphy CEO at Fenergo

Future-proofing beyond FATCA with bulk auto-classification

There’s little doubt that the six-month FATCA compliance delay is a welcome reprieve for foreign financial institutions (FFIs) across the world. It comes at a time when FFIs were beginning to feel overwhelmed – not necessarily by the complexity of what they have to do to become FATCA compliant, but by how much they need to do. Financial institutio...

/regulation /wholesale Financial Services Regulation

Marc Murphy

Marc Murphy CEO at Fenergo

A horizontal lifecycle approach to regulatory onboarding

Over the last few months alone, we’ve witnessed: the finalisation of FATCA, Dodd-Frank, EMIR, MiFID II rules, the proposal for an enhancement of existing money laundering rules in the form of the 4th EU Money Laundering Directive, the completion of Customer Due Diligence (CDD) rules by FinCEN in the US, and the UK’s Financial Conduct Authority (FC...

/regulation /wholesale Financial Services Regulation

Marc Murphy

Marc Murphy CEO at Fenergo

Beneficial Ownership: A KYC opportunity or data nightmare?

Beneficial ownership is gaining significant exposure at the moment, with the UK intending to use its presidency of the G8 Leaders’ Summit next month to promote the improvement of international co-operation on tax evasion and push for greater transparency and accountability. As David Cameron, Prime Minister of Britain, states, “… dealing with tax e...

/regulation /wholesale Financial Services Regulation

Marc Murphy

Marc Murphy CEO at Fenergo

Are banks at risk of missing regulatory deadlines?

Attending a data management event last week in London, it suddenly dawned on me that banks are in real danger of missing regulatory deadlines for implementation of compliance initiatives to comply with FATCA, Dodd-Frank, EMIR and MiFID II. Not surprising given the convergence of implementation dates and deadlines that are taking place and the limi...

/regulation /wholesale Financial Services Regulation

Marc Murphy

Marc Murphy CEO at Fenergo

Four Regulations; One Delivery Plan

On the plane back from a meeting recently, I got to thinking about the complexity of compliance. The sheer number of new and evolving regulations that are coming down the road is simply staggering. Imagine having overall responsibility for understanding each of these new regulations, analysing and determining their impact on the bank and having to...

/regulation /wholesale Financial Services Regulation

Marc Murphy

Marc Murphy CEO at Fenergo

Solving the complexity of FATCA classification

Under FATCA rules, every foreign financial institution (FFI) must identify and classify all its clients with US indicia, but also do the same for all parties to financial transactions, including other FFIs and non-financial foreign entities (NFFEs). The challenge here lies in the complexity of the classification that needs to be carried out to ens...

/regulation /wholesale Financial Services Regulation

Marc Murphy

Marc Murphy CEO at Fenergo

Will FATCA turn banks into tax advisors?

What a difference a week makes! Since the announcement of the final regulations, it seems that every financial institution has just hit the accelerator button on their FATCA programmes. As a result, we’ve been powering through presentations and demonstrations on how our FATCA solutions work in practice. As part of this, I’ve been giving more tho

/regulation /wholesale

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