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Retired Member

Retired Member 

A Fintech Opportunity in National Security

In July, 2003, the Pentagon's Defense Advanced Research Projects Agency (DARPA) scuttled an ill-conceived terrorism futures market. While the project was a political failure, the idea underscores the ongoing need for innovative thought in the area of indications & warning (I&W). The construction of a terror futures exchange wherein marke...

Information Security

Retired Member

Retired Member 

How an unregulated interchange model can benefit merchants

Regulating interchange fees would eliminate a powerful incentive for payment schemes to create innovative products and services which benefit merchants. Payment schemes should be able to compete with each other to make their products more useful and valuable to merchants, their incentive being the ability to generate higher interchange and, in con...

/payments

Retired Member

Retired Member 

What About Personal Risk Management?

In 2003, Yale University professor Dr. Robert Shiller ("Irrational Exuberance") published his widely heralded tome, "The New Financial Order: Risk in the 21st Century." In it Shiller lays out his ideas for "radical financial innovation," and, specifically, the development of financial products and services which pro...

Trends in Financial Services

Retired Member

Retired Member 

IBanks: Time for Evolution

These are difficult times for investment banks. I will spare readers a painful rehash of the past three months, but suffice it to say that the days of the centrally-planned, highly conglomerated uber-IBanks are clearly numbered. To survive going forward, investment banks must embrace a doctrine of strategic differentiation. The future financial la...

Retired Member

Retired Member 

What has MiFID done for us?

If you like British comedy, you may remember that old John Cleese sketch about “What did the Romans do for us?” OK, they gave us a legal system, the basis for our language, roads…but besides that, what did the Romans do for us? So MiFID’s here – what’s MiFID done for us? Well, NYSE has bought (not merged with) Euronext, so in one move it owns excha...

Retired Member

Retired Member 

PwC releases Internal Audit 2012

PwC released this study a few months ago titled "Internal Audit 2012* - A study examining the future of internal auditing and the potential decline of a controls-centric approach" Five key trends were identified as: 1. Globalisation 2. Changing internal audit roles 3. Changes in risk management 4. Talent and organisational issues 5. Techn...

Internal Auditors in Financial Services

Retired Member

Retired Member 

Disappointing....

Very disappointing, as I am sure we all agree. Doubly so knowing Lord Erroll's dedication and enthusiasm for the work of the Committee (having heard his impassioned views on the issues at our recent Information Security dinners). Perhaps the Government should be more aware of the content of the FSA's Market Watch newsletters...

/security /regulation Information Security

Retired Member

Retired Member 

Government miss point

It does look like a massive lack of interest on the part of the government here. There's an interesting blog on the topic here by Richard Clayton who was a specialist adviser to the committee. So he knows his stuff!

Retired Member

Retired Member 

I'm pleased Microsoft released Vista

Had it not been for Vista, I'd probably still be on a Windows platform at home, rather than taking the plunge and getting a Mac back in August. It seemed a good time to switch with the Intel-based hardware offering the same performance levels as the PC counterpart and an OS based on Unix. I wasn't expecting it to be easy, but strangely it was. It...

Retired Member

Retired Member 

iPod pump and dump scammers need to be slicker than this...

Just listened to the example pump and dump MP3 mentioned on Finextra. I've heard some rubbish MP3s in my time. Hey - I've created some, but surely no one is going to fall for this? This sounds like a dalek that's had a few too many gin and tonics. There is probably scope here for a slick celebrity sound-alike voiceover atop some fashionable back...

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