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Retired Member
The rising NPA’s in the Indian Banking sector has been a matter of concern reducing the overall efficiency and effectiveness in the lending system. The Gross NPA’s in the banking sector is already above Rs 10 lakh crore and expected to move upwards. The Insolvency and Bankruptcy Code (IBC) was established to resolve insolvency issues with a timebou...
01 April 2022
Neo-Banks: Neo-banks are online-only financial technology (fintech) companies that operate solely digitally or via mobile apps. Banks, with the help of their branches spread across the world, have catered to the requirements of most of its customers. However, fintech start-ups and companies have now come up with a convenient, hassle-free new age ba...
31 March 2022
It’s been an unprecedented couple of years for businesses, with many industry sectors having been hit hard financially by ever-evolving restrictions. As firms set about trying to recoup some of the losses incurred during the various lockdowns, embedded payments offer an opportunity to open up new revenue streams, while improving the customer exper...
31 March 2022 /payments /predictions Embedded Finance
The rise of fintech is dramatically reshaping the financial services market. The emergence of new technologies and capabilities has bought about enormous change across the entire landscape, change that hasn’t occurred at such a rate for centuries. To date, this innovation has largely concentrated on the front-end user experience, including extensi...
29 March 2022 /wholesale Banking Architecture
The online payments ecosystem is in disruption, largely brought about by cryptocurrencies, the first of which was created over ten years ago. In February 2021, the Bitcoin exchange rate reached an all-time high of USD 33,000 per coin. Crypto payments are growing more common, and accepting cryptocurrency is no longer as difficult as it once was; it...
25 March 2022 /payments /crypto The Payments Business
US senators in their tweets do not bypass the topic of blockchain and cryptocurrencies. As experts from the blockchain marketing agency BDC Consulting found out, many of them predict a great future for such assets and believe that they are important for the other areas of society. More skeptical senators naturally point to the shortcomings of such...
23 March 2022 Information
The ever-present risks from climate change have made sustainability a key topic for financial institutions. Companies have historically driven financial, security, and agility benefits through the cloud, but there is also clear ESG benefits to taking a cloud-first approach. During a recent panel discussion with colleagues, and with Microsoft’s EME...
22 March 2022 /sustainable /inclusion Innovation in Financial Services
The concept of Request to Pay is simple. By enabling a secure messaging channel between biller and payer, it allows the biller to initiate a transaction and the payer to choose when – and how much – they pay. This is unlocking new flexible ways for money to move between people, organisations and businesses. But despite this undoubted potential, th...
22 March 2022 /payments /retail Banking Architecture
As top policymakers continue ringing alarm bells about Russian entities attempting to dodge sanctions with cryptocurrencies, it is pertinent for the crypto industry to stay in line with the latest regulatory developments in order to ensure that the sector does not breach any applicable sanctions regulations, which would only invite potentially he...
21 March 2022 /regulation /crypto Cryptocurrency Insights
What is data pipeline? A data pipeline consists of a sequence of processes for processing data. The data is ingested at the beginning of the pipeline if it has not yet been loaded into the data platform. In the following phases, each process produces an output that serves as the input for the next step. This continues until the pipeline is complet...
20 March 2022 /cloud Fintech World
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