Join the Community

21,914
Expert opinions
43,954
Total members
408
New members (last 30 days)
174
New opinions (last 30 days)
28,652
Total comments

Latest expert opinions

clear
clear

8098 Results

Retired Member

Retired Member 

The revolution of payment systems: how businesses can gain more

SWIFT: tradition and security in global money transfers SEPA: European ease for business TARGET: big money, fast and secure Instant payments: the fastest path to a more efficient business Correspondent banks: the foundation of the global financial network The impact of technology and future prospects Visa B2B Connect: global B2B payments through a

/payments Banking

Retired Member

Retired Member 

AI-Powered Digital Receivables Platform: Driving Global Excellence and Operational Efficiency

In the fast-paced world of modern business, staying ahead of the curve requires a relentless pursuit of innovation. Companies are always on the hunt for game-changing solutions to streamline their financial operations and achieve global excellence. An AI-powered digital receivables platform acts as a true catalyst for growth, offering a double-ed

Retired Member

Retired Member 

The Quantum Leap in Cryptography: Preparing for a Post-Quantum World

Introduction In the ever-evolving landscape of cybersecurity, a new challenge looms on the horizon: quantum computing. While this technology promises revolutionary advancements in various fields, it also poses a significant threat to our current encryption methods. Enter quantum-safe cryptography, the next frontier in securing our digital world

/payments /regulation Banking Strategy, Digital and Transformation

Retired Member

Retired Member 

With physical bank branches disappearing, how will the UK’s move to digital finance play out?

Earlier this year, on February 22nd, the last remaining bank branch in the whole of the Peak District, Natwest in Bakewell, closed its doors for good. The closure leaves thousands of locals without a physical bank to visit, with the closest Natwest, for instance, now in Chesterfield—almost a half an hour’s drive away. Brick-and-mortar branches ...

/predictions Banking

Retired Member

Retired Member 

What Are Some Disadvantages to Using Cryptocurrency as a Payment Method?

Navigating the world of cryptocurrency can be like exploring a new continent, full of promise yet with tons of hidden challenges. I remember a business owner who eagerly adopted Bitcoin as a payment method, only to encounter significant operational hurdles. From volatile price fluctuations to complex regulatory landscapes, the path was full of obs...

/payments /inclusion Business

Retired Member

Retired Member 

Incumbents are buying up banks—but how might takeovers impact consumer choice and innovation?

Recent news that Barclays is buying the bulk of Tesco’s banking business, and that Sainsbury’s Bank is open to takeover offers, has thrown retail banking’s competition with legacy banks back under the spotlight. Over the last decade or so in the UK, we’ve seen the rise of retail banks and neobanks, like Monzo and Revolut, have a bigger impact th...

/retail Banking Strategy, Digital and Transformation

Retired Member

Retired Member 

Harnessing AI/ML to Combat Payment Fraud: A Comprehensive Guide

Introduction The payments landscape has undergone a transformative shift, embracing omni-channel, omni-pervasive accessibility, financial inclusion, cloud technology integration, and multi-touchpoint experiences. As cashless and contactless transactions become the norm, this evolution has inadvertently fueled a surge in financial fraud incidents

/ai /payments Financial Risk Management

Retired Member

Retired Member 

The GenAI revolution: maximising benefits and mitigating risks in finance

Generative AI is a revolution offering unprecedented opportunities and developing at a pace unlike anything we’ve witnessed previously. In the City of London, more than a third of financial service leaders use it at work every day. On Wall Street, Morgan Stanley's recent appointment of a Head of AI signifies one of the latest moves among major ba...

/ai Artificial Intelligence and Financial Services

Retired Member

Retired Member 

Creating an intelligent trade finance ecosystem

With the growing demand for a consumer-like personalized interaction in trade workflows, alongside efforts to digitalize the industry, there is an emphasis on the need for ecosystem collaboration in trade finance. Agility and collaboration between banks, fintechs, and other third-party software providers will help drive innovation in meeting custo...

/wholesale Banking Strategy, Digital and Transformation

Retired Member

Retired Member 

Think Data Governance before you think AI

Artificial Intelligence is “the” word in the data world. It’s a concept that will shape the organisations of the future. For the better. It’s like a magic word, that assures promises of hyper personalization, competitive edge, increasing revenues, transformation of service and product delivery et all to that will enable organisations to create com...

/retail Analytics in Banking

Now Hiring