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Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Two Circles. The core expanding privacy..

1. The Core – You-controlled data This is the data you receive into your wallet - making the MyData make-it-happen mission real: official credentials (ID, diploma, driver’s licence, tax number, company roles, etc.), verifiable credentials from other issuers you decide to trust (skills, power of attorneys, e-receipts, IBAN-credentials etc..) cred...

/security /identity Innovation in Financial Services

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Better user experience with EUDI - versus pure SSI

I asked Gemini: The consensus among experts suggests that while the European Digital Identity Wallet (EUDI) is built on the principles and core technologies of Self-Sovereign Identity (SSI), its structured and regulated framework is likely to make it more user-friendly and lead to greater adoption than a "pure" SSI implementation. Here

/wealth /identity Innovation in Financial Services

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

What does it mean if organisation wallets are not taken in use as a first step?

It means that there will not be a critical mass of credentials available for wallets. This means that wallets will seldom be used and the attention both by organisations and citizens will move elsewhere. In EU it means that the drive for the Trust Infrastructure and its citizen and organisation wallets – also as the fundament for AI-agentics - may...

/ai /identity Innovation in Financial Services

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

How does innovation happen?

When we roll-out e-banking starting in 1982 at Union Bank of Finland I used to underline that innovation progresses when the next customer takes it in use – on the way to a critical mass of users. Otherwise it will stay as an invention. The key to our success was that - then a wide network of branches - competed with personal selling – pushing e-b...

/retail /inclusion Innovation in Financial Services

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Identity is far more than identification

There is still a need to paint the full picture. How identity is built with a long range of verifiable credentials. Often - but not in all cases - starting with an identification credential. 🔹 Identification Identification is the act of proving who you or your company/employer are — typically at a specific point in time. It’s tran

/ai /identity Artificial Intelligence and Financial Services

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

It does not have to be an uphill struggle..

It does not have to be an uphill struggle There’s a lot of scepticism around the claim that data flows – between organisation and citizen wallets – will make life and business dramatically easier. People worry that user experience will be poor, that regulation – especially in EU - will complicate things further, and that older citizens will simply ...

/ai /identity Innovation in Financial Services

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Organisation wallets (EUBW): Urgent starting points for data exchange in the Trust Infrastructure

It is now obvious that there is a need to advance much faster – and soon go deeper - than was previously thought in the EU Trust Infrastructure rollout. The critically important step is to take suitable issuing and verification agents in use in public sector units and progressive enterprises without delay and start data exchange testing. The tech...

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

It is a human right

It will soon be widely understood that it is a human right to get all the verifiable data you need in life and business events to your identity building wallet. Take for example the life event looking for the next job. There is a wide range of credentials you may need – issued by education providing organisations, qualifications of all sorts, incre...

/ai /identity Artificial Intelligence and Financial Services

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Thoroughly about EU organisation wallets (EUBWs for all)

Very good work by https://www.linkedin.com/company/go-eidas-ev/posts/?feedView=all. Emphasis mine and my comments at +++.Go-EIDAS invites you to expand further. “Within the recent launch of the Competitiveness Compass for the EU the European Commission announced its plan to augment the existing legislation around digital identity and t...

/regulation /identity Innovation in Financial Services

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Global innovation fundament in making

My points in Open Wallet Foundation work: 1. The mission is to get verifiable data to business and life events from all needed public and private sources without need for technical integrations and contracts between the parties. 2. For that we need interoperable general-purpose wallets/agents. OWF SIG task to map interoperability. 3....

/ai /identity Innovation in Financial Services

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