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Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

The future of VAT - automatic and real time

http://boharald.blogspot.com/2010/06/future-of-vat-automatically-real-time.html We all know that today’s VAT reporting and payment process is mildly speaking cumbersome and expensive for 24 million enterprises in EU – eating into their global competitiveness. We also know that it is a very costly operation for the tax authorities (waste of tax pay...

/payments Innovation in Financial Services

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

How to fight online card fraud - so obvious

http://boharald.blogspot.com/2010/06/how-to-solve-online-card-fraud.html Excellent YouTube presentation by Douwe Lycklama of Innopay.

Innovation in Financial Services

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Mobile momentum building up

When we established the Mobey Forum 10 years ago (festivites last week) it was with an impressive group of founding members; MERITA BANK PLC, ABN-AMRO BANK,UBS AG, DEUTSCHE BANK AKTIENGESELLSCHAFT, BARCLAYS BANK PLC, HSBC HOLDINGS PLC, VISA INTERNATIONAL SERVICE ASSOCIATION, BANCO SANTANDER CENTRAL HISPANO,BNP PARIBAS, SKANDINAVISKA ENSKILDA ...

/payments Innovation in Financial Services

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

95 pct of market left to capture

/payments Innovation in Financial Services

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

First billion passed..

With 40% speed

/payments Innovation in Financial Services

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

If I would be a banker..

If I would be a banker these days (I used to be one – for 30 years – in what is now known as Nordea Bank) I would be worried about quite a few things. Coming from the Nordics - it would not be so much about present bottom lines and risks – it would be more about getting faster up the value chain in the payment area – before too many new players wi...

/payments Innovation in Financial Services

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Sustainable market growth in Norway

Message from Bruno Koch: “After reading the great E-Invoicing figures for the Swedish market we published in our previous newsletter, Norwegian colleagues reacted promptly and provided me with their own impressive results. BBS reports that B2C E-Invoicing processed by banks and related associations has seen an even better development, with an incr...

/payments Innovation in Financial Services

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

The future of Direct Debit - e-invoicing with standing order

Direct debit has been a handy way of getting consumer payments collected in the past. Now – with the help of e-banking and e-invoicing it is time to ask how much more could be achieved with a proper – some might even say radical – consolidation. Today’s practise means that each invoice sender needs to keep registers – who should have it on paper, w...

/payments Innovation in Financial Services

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

3,5 million accountants in Russia

The ECR e-invoicing conference in Moscow last week was told that out of a population of 141 million 3,5 million work as accountants. This may be explained by the information mentioned that some 12 billion invoices are exchanged every year. This may sound high – but may be explained by use of pro forma invoices. Paper for VAT invoices lead to 1000-...

/payments Innovation in Financial Services

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Which Innovations will drive growth in Payments business?

Very clear message in survey by Equens, IBM and Frauenhofer

/payments Innovation in Financial Services

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