Call it a fact wallet - not an ID-wallet

Why? Because too many still think that the wallets will be used only or mainly to identify citizens. When they in fact will serve life events not only for citizens - but also for organizations and thi...

Also the Product Passport should be a Verifiable Credential

Proposal to the EWC consortium (the large scale EU pilot led by Sweden and Finland). As: 1. EWC is focusing on the all-important organisation wallet (general purpose and interoperable for states, mun...

Innovation in Financial Services

From the diary of a digital war veteran

- no one will be interested in that online bank (early 1980s > half a million customers were using it in Finland when Internet came) - one-time passwords are far too difficult to use (served well

Innovation in Financial Services

Time for Credential Fest

The planned MyData conference in Helsinki in May/June 2025 should carry the name Credential Fest. There first of all central and local governments should be given the opportunity to list all credenti...

Innovation in Financial Services

Public sector credentials to all wallets - to cross the death walley

Picture included in my Linkedin post (used to manage them here in the past) https://www.linkedin.com/posts/bo-harald-4768b51_dangerous-death-walley-one-might-of-course-activity-7192066826363625473-Mfw...

Innovation in Financial Services

Wallets galore

As many of us have seen, there is no shortage of wallets on offer. www.findynet.fi/en/ has compiled a list to support ongoing issuing, holding and verifying verified data tests - and to support the w

Innovation in Financial Services

Fresh out from the press

Fresh out from the press. Comprehensive and concrete actions described here: https://findy.fi/en/ Comprehensive with concrete actions described. Leading the way for the European Single market.

Innovation in Financial Services

If you don't know where you are going, any road will do..

So where are we going? Do we realize that we nead leaps in productivty, in service capability, in security, in privacy, in Single Market progress and in serious lowering of costs in the public sectors...

Innovation in Financial Services

If you have a hammer..

If you have a hammer, everything around may look like a nail - they say. With the hammer-advent of Self-sovereign Identity, DIDs, decentralised data, Trust over IP, Findy.fi, Open Wallet Foundation, e...

Innovation in Financial Services

There should be no doubt

Every organisation (enterprises, states, municipalities, 3rd sector) should asap deploy the now available simple EUDI-compatible applications for sending and receiving verified data (credentials) betw...

Innovation in Financial Services

Time for Micro-Credentials

Citizens - at home and at work - will get accustomed to get all sorts of credentials to their identity wallets. One important life event for the citizen at home is the job application and at work the ...

Innovation in Financial Services

Credentials galore - the new megatrend

2023 was the year when it was widely realised that e-identification - important as it is - is just one credential building the e-identity of citizens and organisations. With the already available EUDI...

Artificial Intelligence and Financial Services