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Blogs
Bob Lyddon

Golden Visa business alive and well

Governments such as the UK have come under renewed pressure to limit or suspend visa systems which have the effect of offering visas, residency or passports to the rich-and-famous, if they “invest” in...

24 Jan 2019
Open Banking
Bob Lyddon

Brexit Withdrawal Agreement gives the EU ample scope to continue to spend on the UK's credit card

The Daily Express issued a “shock horror” story on 30th December that the EU was in financial meltdown over the loss of the UK’s budget contributions. This seems overstated. They have no need to worry...

17 Jan 2019
SEPA and European Payments
Bob Lyddon

Phase 2 of Project Carlton on UK payments landscape: submerged by paper mountain

The last update we gave was that the sponsor of Project Carlton had signed off on the initial research and endorsed its sharing for validation with five or six interested parties. We did that, got ver...

12 Dec 2018
Transaction Banking
Bob Lyddon

BoE fears for UK stability due to Italian banking crisis. Unicredit needs EUR35bn more capital

The Bank of England recently woke up and issued its Financial Stability Report and Stress Test results - November 2018. In it the Bank warned that a “further deterioration in Italy’s financial outlook...

07 Dec 2018
Trends in Financial Services
Bob Lyddon

Bank of England UK stability fears on Italy banking crisis. Unicredit needs EUR35bn more capital

The Bank of England recently issued its Financial Stability Report and Stress Test results - November 2018. In it the Bank warned that 2 “further deterioration in Italy’s financial outlook could resul...

03 Dec 2018
SEPA and European Payments
Bob Lyddon

Italian government decides on path out of Budget dispute with the EU - with a FinTech innovation

The bridge over the Rubicon has been built and we now just wait for Caesar to cross it - key decision-makers in Rome have decided how to get themselves out of their impasse between their proposed Budg...

29 Nov 2018
Fintech innovation and startups
Bob Lyddon

The curious incident of company No. 11536954 - Pay.uk Limited, founded three months ago

Pay.uk Ltd was founded three months ago (on 25th August 2018) as a company limited by guarantee no. 11536594 and registered to 2 Thomas More Square, London. Is that a surprise to you? It might be. On ...

26 Nov 2018
Transaction Banking
Bob Lyddon

Request to Pay: challenges for the Treasurers of Creditors, but bonanza for the Treasurers of Debtor

“Request to Pay” or “RtP” is a new service planned for the UK by Pay.uk (formerly known as New Payment Systems Operator), and is likely to be adopted in some form within the Single Euro Payments Area ...

21 Nov 2018
Transaction Banking
Bob Lyddon

What we learned about Pay.uk’s Confirmation of Payee service

On 18th October 2018 Pay.uk - the re-branded New Payment System Operator - held a launch event and distributed brochures about their new service called Confirmation of Payee, or CoP. We have previousl...

30 Oct 2018
Transaction Banking
Bob Lyddon

What we learned about the UK's New Payments Architecture

On 18th October 2018 Pay.uk - the re-branded New Payment System Operator - held a launch event and distributed brochures about their procurement process for a strategic partner with whom to develop th...

23 Oct 2018
Transaction Banking
Bob Lyddon

Bank of England, the main roadblock to opening up UK payments

We learned on Thursday 18th October 2018, at the launch event of Pay.uk, that any renewal of the UK's retail payments infrastructure will have to wait until after the renewal of the Bank of England's ...

21 Oct 2018
Transaction Banking
Bob Lyddon

Pay.uk, our new zaibatsu

[Sourced from the research behind Project Carlton] New Payment System Operator Ltd has just changed its name to Pay.uk Ltd, a shatteringly unoriginal name and unfortunate in that NPSO was meant to sig...

14 Oct 2018
Transaction Banking

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