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Elton Cane

Elton Cane Digital product delivery at News Corp Australia

Gamification - what can we learn from 2013's top games?

Prompted by this article reviewing games created by central banks that I found in Finextra's always excellent Best of the Web section, I've recently been catching up on what's happening more broadly with gamification in financial services. The hype has certainly been there for several years. Gartner predicted that by 2014 a gamified service for c...

/retail Future Finance

Elton Cane

Elton Cane Digital product delivery at News Corp Australia

How useful are a bunch of encrypted PINs?

Catching up on online reading after some self imposed offline holiday time I was just reading about the latest US retailer to be plundered for customer personal and card data. For those who also missed it, between November 27 and December 15 customer names, credit and debit card numbers, card expiration dates and magstripe data were stolen from ab...

/security /retail Future Finance

Elton Cane

Elton Cane Digital product delivery at News Corp Australia

Are bank tellers an endangered species?

When I recently spoke to a young family acquaintance who had taken a job as a bank teller, it got me thinking about the changing nature of that role, and its future prospects. Particularly as I recalled a couple of news articles on Finextra recently, such as Bank of America tellers petitioning their bosses to cease the roll-out of video teller ATM...

/retail Future Finance

Elton Cane

Elton Cane Digital product delivery at News Corp Australia

P2P lending in Australia

It's been stop-start, but there are signs of growth. Reading Simon Strong's Finextra blog post about growing overheads as P2P lenders mature and become more regulated, and Dan Barnes' post about the growing involvement of traditional banks, got me thinking about the development of the P2P lending sector in Australia. There has been no shortage of...

/regulation /retail Future Finance

Elton Cane

Elton Cane Digital product delivery at News Corp Australia

Revisiting Bitcoin - initial experience and questions

I first read about Bitcoin a number of years ago, and was intrigued. I scanned Satoshi Nakamoto's initial whitepaper that kicked it all off, and looked into the burgeoning scene emerging around Bitcoin mining - generating the proof-of-work required to discover a particular hash value to generate a new valid coin by expending CPU power and electric...

/payments Future Finance

Elton Cane

Elton Cane Digital product delivery at News Corp Australia

It's hard to pick a winner in the future of payments

PayPal has been doing a fair bit of engagement over the past 5 years with its burgeoning developer community and reaching out to start-ups, as you would expect from any mature, successful Silicon Valley company. In its most recent program it is itself nominating candidate startups to receive up to $50,000 in waived processing fees by way of suppor...

/payments Future Finance

Elton Cane

Elton Cane Digital product delivery at News Corp Australia

Chinese banks happy with 12-year-old browser

PCs are the forgotten platform for Chinese banks, who are focusing development efforts on the mobile channel and leaving desktop users reliant on Internet Explorer 6. For anyone involved in web development, having to support multiple older browsers is a constant hassle. And Internet Explorer 6, with its lack of support for modern web standards and...

/retail Future Finance

Elton Cane

Elton Cane Digital product delivery at News Corp Australia

Sometimes you've got to force convenience on people.

I've got a confession to make. I still sign my signature with a pen when I use my credit card. I don't have to, and I really shouldn't. I've been writing about technology, banking and payments on and off for about 15 years. I consider myself fairly digital savvy, I like gadgets, and I went through the whole transition to Chip and Pin when I was liv...

/payments Future Finance

Elton Cane

Elton Cane Digital product delivery at News Corp Australia

Is that a worm in my ATM?

When ATM vendors got behind Windows XP as a replacement for IBM’s OS/2 as it neared the end of its shelf life 10 years ago, there was a predictable flurry of concern. And instinctively, the concerns made sense. Why would you use the most popular and most targeted all-purpose PC operating system to run such a machine with very specific functions and...

/security /retail Future Finance

Elton Cane

Elton Cane Digital product delivery at News Corp Australia

Aussie real-time payments gaining momentum

It’s going to be a busy few years ahead for payments transformation in Australia. The announcement last week that EFTPOS, the electronic point of sale debit card network, was moving away from bilateral links to embrace a central hub model with FIS comes on top of industry moves to finalise by the end of the year plans to implement a real-time payme...

/payments /retail Future Finance

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