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5 Results from 2024

Scott Dawson

Scott Dawson CEO at DECTA

SMEs, AI and PSD3 – Everything You Need To Know About What’s Coming in 2025

This past year will hopefully go down as a transformative year for the UK’s economy in general and its FinTech industry in particular. The big news was that after 14 years we have a new government, but the small print was that this new government wouldn’t be doing much to distinguish itself from its predecessors. While we didn’t see a return to

Scott Dawson

Scott Dawson CEO at DECTA

SMEs are the bedrock of the economy – they need to be part of the APP fraud conversation

The recent decision by the Payment Systems Regulator (PSR) to mandate that banks and payment companies refund victims of Authorised Push Payment (APP) fraud up to £85,000 within five days has created a rift in the financial ecosystem. While the move was welcomed by some in the consumer protection space, others – particularly SMEs and the FinTechs t...

/payments /inclusion

Scott Dawson

Scott Dawson CEO at DECTA

The Smart Approach to Risky Business

Every Saturday morning, I do Muay Thai at a local gym. Mercifully, combat sports and payments have few overlaps – but there is one lesson I can take from one to the other: identifying the meaning of different types of pain. There’s superficial pain, which you need to grin and bear – doing so means you grow and get stronger. But there’s also pain t...

/payments /regulation Fintech

Scott Dawson

Scott Dawson CEO at DECTA

How Regulation Can Supercharge Your Business

We all rely on the world that regulation creates – yet we groan at the mere mention of the dreaded ‘red tape’. With each new evolution in payments regulations, like the introduction of PSD2, we see a slew of doom-mongering articles on how it will negatively impact the industry, its stakeholders, potentially cause friction in the payments process,...

/payments /regulation Fintech

Scott Dawson

Scott Dawson CEO at DECTA

Survival of the fittest: Why low fintech investment can be good for Fintech

“Hard times create strong men, strong men create good times, good times create weak men, and weak men create hard times.” This quote from author G. Michael Hopf (which in modern terms obviously relates to all human beings) has spread far beyond its origins in a middling science-fiction novel and has become a catch-all explanation of ‘decadence’. ...

/payments /predictions Fintech

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