Join the Community

22,926
Expert opinions
43,824
Total members
460
New members (last 30 days)
213
New opinions (last 30 days)
28,965
Total comments

Latest expert opinions

clear
clear

3 Results from 2024

Nicholas Holt

Nicholas Holt Head of Solutions and Delivery, Europe at Marqeta

A Whole New World of Embedded Finance

As more people use smartphones and other mobile devices to conduct their daily lives, mobile payments are becoming increasingly popular, for example, research suggests that over half of US and UK consumers had used a mobile wallet in the last 90 days. Simultaneously, consumers across geographies expressed a growing comfort with the idea of a cashl...

/payments

Nicholas Holt

Nicholas Holt Head of Solutions and Delivery, Europe at Marqeta

Paying it Forward: The Future of BNPL, GenAI, and Embedded Finance in PayTech

Amid continuing economic uncertainties, consumers are taking advantage of a raft of emerging technologies in financial management, investment, and savings. We are rapidly moving towards a cashless society, where card payments and digital wallets are the norm. We stand at the brink of a revolutionary period in fintech, driven by embedded finance so...

/payments /predictions

Nicholas Holt

Nicholas Holt Head of Solutions and Delivery, Europe at Marqeta

2024 Fintech Forecast: The Year of Flexible, AI-Powered Personalised Credit

In the UK, 2023 was dominated by the continued impact of the cost of living crisis and rising inflation, leading to tighter budget restraints and growing consumer demand to have more control over their finances. In 2024, I I predict the desire for flexibility will continue, through growing demand for new features and technologies such as Buy Now, ...

/payments /predictions Artificial Intelligence and Financial Services

Now Hiring